T2 flat in Torralta, Lagos Cidade, Lagos
T2 flat in Torralta, Lagos Cidade, Lagos — image 2T2 flat in Torralta, Lagos Cidade, Lagos — image 3T2 flat in Torralta, Lagos Cidade, Lagos — image 4T2 flat in Torralta, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T2 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€510,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,429/yr
Average Daily Rate: €225
+1.0% vs area baselineImage quality 8/10 (+3%), No pool (-12%), Has view (+10%)
Payback Period: 25.4 years
5-yr Capital Value: €591,230
10-yr Capital Value: €685,397
Brixfox Score: 67 / 100
Comparable Properties: 94
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€576,460

+13.0% over asking

Asking price€510,000
IMT — Property transfer tax (investment schedule)€28,630
IS — Stamp duty (0.8%)€4,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,650
Total acquisition costs€41,610
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€576,460

Gross yield (asking price)

7.9%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 114 m²
Style: minimalist
Condition: new-build
Year Built: 2028
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floating bedside tableslarge abstract artworkfull-height sheer curtains

Score Breakdown

ROI
14.79
Visual Appeal
13.6
Ownership Security
13
Location
10.44
Land & Space
4.28
Rental Demand
4.93
Payback Speed
2
STR Suitability
4

Description

Apartments under construction in Lagos The Real Estate ZonesMágicas has to present you with your future investment in Lagos. 2 bedroom apartment with class A energy certification. Excellent interior areas and large balcony with excellent sun exposure and great views. Five minutes from the historic center and beaches

Location

📍 37.0963°N, 8.6812°W

· Lagos, Algarve, Portugal

View on Zonas Mágicas →Also on Idealista.pt
T2 flat in Torralta, Lagos Cidade, Lagos
Idealista.pt
Source verified

T2 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve · Freehold · Ref BF-5436
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
114 m²
True net yield
3.9%
≈ $3,538/mo net after costs & tax
Brixfox Score 67 · B+

Property details

Year built: 2028
Energy: A
Condition: new-build

Description

Apartments under construction in Lagos The Real Estate ZonesMágicas has to present you with your future investment in Lagos. 2 bedroom apartment with class A energy certification. Excellent interior areas and large balcony with excellent sun exposure and great views. Five minutes from the historic center and beaches

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$323/night
50% ($149)Brixfox estimate($323/night)200% ($594)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$28,002
Airbnb data$323/night · 49% occupancy
Rental income
$323/night · 49% occ.
$53,850
Running costs (20%)
Utilities, cleaning, maintenance
-$10,770
Income tax (10%)
Indonesian rental income tax
-$15,078
Property tax
Annual property tax
-$0
Net income
5.1% ROI
$28,002

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.9%

on all-in cost of $618,047

Scenario
Pre-tax
After-tax
Owner-managed
6.9%
6.1%
Fully-managed
4.7%
3.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.7%

Annual Revenue

$53,850

Income Tax / yr

$4,712

Payback

25 yrs

True All-In Cost
Asking price$554,348
IMT — transfer tax (non-resident 7.5%)$41,576
Stamp duty (0.8%)$4,435
Notary + registry$2,174
Legal$6,818
Furnishing + STR launch$8,696
All-in cost$618,047

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.3M$2.5M$1.7M$828K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $510K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$620K
+22%
Rental Income
+$137K
Total Position
$757K
+48%
8.2%/yr
Year 10
Capital Value
$755K
+48%
Rental Income
+$295K
Total Position
$1.1M
+106%
7.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$692K
Total Position
$1.8M
+255%
6.5%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.2M
Total Position
$2.9M
+465%
5.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$297 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $297 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$2,063/mo
40% occ.
6.0%
$2,751/mo
49% occ.
7.3%
$3,393/mo
current
59% occ.
8.8%
$4,080/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$554,348
3.9%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.