Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€3.0M

Asking Price (EUR)

1.0%

True Net Yield (Owner, all-in)

0.7%

True Net Yield (Managed, all-in)

1.6%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,171/yr
Average Daily Rate: €465
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 72.1 years
5-yr Capital Value: €3.9M
10-yr Capital Value: €4.7M
Brixfox Score: 63.4 / 100
Comparable Properties: 4
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.3M

+11.8% over asking

Asking price€3.0M
IMT — Property transfer tax (investment schedule)€221,250
IS — Stamp duty (0.8%)€23,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€44,250
Total acquisition costs€290,350
Renovation (est. €55/m² × 323 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,765
(€9,690–€25,840)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€3.3M

Gross yield (asking price)

1.7%

True gross yield (all-in)

1.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 6
Building: 323 m²
Land: 2080 m²
Style: portuguese-traditional
Condition: good
Year Built: 1988
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor pool area with sun loungersstone fireplaceindoor bar areaexposed wooden beams

Score Breakdown

ROI
9.01
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.02
Payback Speed
0
STR Suitability
3

Description

This villa has been created with cooking and entertaining at the heart of the concept. The kitchen with high-end Viking cooking range, walk-in fridge and breakfast bar is open plan to a spacious dining area whilst part of the living room is given over to a bar. There are spacious terraces around the property and anothe

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Estrada da Marinha Nn, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
6 Baths
Built Area
323 m²
Land Plot
2080 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$815K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.0%
$2,735/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
97.7 yr
Rental only

Property details

Year built: 1988
Energy: B-
Condition: good

Description

This villa has been created with cooking and entertaining at the heart of the concept. The kitchen with high-end Viking cooking range, walk-in fridge and breakfast bar is open plan to a spacious dining area whilst part of the living room is given over to a bar. There are spacious terraces around the property and anothe

Income Breakdown

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Nightly Rate (ADR)
$671/night
50% ($309)Brixfox estimate($671/night)200% ($1235)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$32,820
Airbnb data$671/night · 30% occupancy
Rental income
$671/night · 30% occ.
$73,907
Running costs (20%)
Utilities, cleaning, maintenance
-$14,781
Income tax (10%)
Indonesian rental income tax
-$20,694
Property tax
Annual property tax
-$5,611
Net income
1.0% ROI
$32,820

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,206,522
IMT (transfer tax, investment schedule)$240,489
Imposto de Selo (stamp duty)$25,652
Notary & registration$1,359
Legal / due diligence$48,098
Total acquisition costs$315,598
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,310
($10,533–$28,087)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$3,582,788

Gross yield (asking)

2.3%

True gross yield (all-in)

2.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.7M$9.5M$6.3M$3.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.0M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.6M
+22%
Rental Income
+$160K
Total Position
$3.7M
+27%
4.9%/yr
Year 10
Capital Value
$4.4M
+48%
Rental Income
+$346K
Total Position
$4.7M
+60%
4.8%/yr
Year 20
Capital Value
$6.5M
+119%
Rental Income
+$811K
Total Position
$7.3M
+147%
4.6%/yr
Year 30
Capital Value
$9.6M
+224%
Rental Income
+$1.4M
Total Position
$11.0M
+273%
4.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.0% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$618 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2080 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $618 — positioned in the top tier
Generous 2080 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.4%
$3,821/mo
current
40% occ.
2.0%
$5,250/mo
30% occ.
1.4%
$3,844/mo
current
40% occ.
2.0%
$5,273/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.