Terraced house in Rua 25 de Abril, Ferragudo
Terraced house in Rua 25 de Abril, Ferragudo — image 2Terraced house in Rua 25 de Abril, Ferragudo — image 3Terraced house in Rua 25 de Abril, Ferragudo — image 4Terraced house in Rua 25 de Abril, Ferragudo — image 5
Grade C+villamid-range

Terraced house in Rua 25 de Abril, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€549,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,908/yr
Average Daily Rate: €126
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 32.8 years
5-yr Capital Value: €721,378
10-yr Capital Value: €877,666
Brixfox Score: 53.2 / 100
Comparable Properties: 67
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€627,127

+14.2% over asking

Asking price€549,000
IMT — Property transfer tax (investment schedule)€31,750
IS — Stamp duty (0.8%)€4,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,235
Total acquisition costs€45,627
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€627,127

Gross yield (asking price)

3.8%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 200 m²
Land: 135 m²
Style: portuguese-traditional
Condition: good
Year Built: 1950
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturewooden floorslarge windows

Score Breakdown

ROI
11.33
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
3.06
Rental Demand
4.56
Payback Speed
0
STR Suitability
3

Description

In the heart of Ferragudo lies this century-old house that brings together history, location and potential. The property combines a commercial space on the ground floor, with 97.50 m² facing the village’s main commercial street, and a T1+1 residence on the first floor with 102.50 m². Both levels connect to a private tw

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Terraced house in Rua 25 de Abril, Ferragudo

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
200 m²
Land Plot
135 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score53
GradeC+
Brixfox Intelligence
53C+Moderate
Score Breakdown
ROI & Yield58%
Capital Growth56%
Risk Profile55%
Market Demand53%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$152K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.5%
$1,222/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
40.7 yr
Rental only

Property details

Year built: 1950
Energy: B-
Condition: good

Description

In the heart of Ferragudo lies this century-old house that brings together history, location and potential. The property combines a commercial space on the ground floor, with 97.50 m² facing the village’s main commercial street, and a T1+1 residence on the first floor with 102.50 m². Both levels connect to a private tw

Income Breakdown

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Nightly Rate (ADR)
$181/night
50% ($83)Brixfox estimate($181/night)200% ($334)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$14,663
Airbnb data$181/night · 46% occupancy
Rental income
$181/night · 46% occ.
$30,205
Running costs (20%)
Utilities, cleaning, maintenance
-$6,041
Income tax (10%)
Indonesian rental income tax
-$8,458
Property tax
Annual property tax
-$1,044
Net income
2.5% ROI
$14,663

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$596,739
IMT (transfer tax, investment schedule)$34,511
Imposto de Selo (stamp duty)$4,774
Notary & registration$1,359
Legal / due diligence$8,951
Total acquisition costs$49,595
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,957
($6,522–$17,391)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$679,486

Gross yield (asking)

5.1%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.8M$2.1M$1.4M$696K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $549K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$668K
+22%
Rental Income
+$72K
Total Position
$740K
+35%
6.1%/yr
Year 10
Capital Value
$813K
+48%
Rental Income
+$155K
Total Position
$967K
+76%
5.8%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$362K
Total Position
$1.6M
+185%
5.4%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$642K
Total Position
$2.4M
+341%
5.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.5% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Good
$167 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
135 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$1,072/mo
40% occ.
2.9%
$1,458/mo
46% occ.
3.4%
$1,675/mo
current
56% occ.
4.1%
$2,061/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.