House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.9M

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €142,267/yr
Average Daily Rate: €909
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 25.2 years
5-yr Capital Value: €3.8M
10-yr Capital Value: €4.6M
Brixfox Score: 68.9 / 100
Comparable Properties: 3
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.3M

+13.2% over asking

Asking price€2.9M
IMT — Property transfer tax (investment schedule)€217,500
IS — Stamp duty (0.8%)€23,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€43,500
Total acquisition costs€285,450
Renovation (est. €55/m² × 750 m²)
Light touch-ups — paint, fixtures, deep clean.		€41,250
(€22,500–€60,000)
Furnishing & STR launch (7bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€56,100
All-in investment (incl. renovation & furnishing)€3.3M

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 7
Building: 750 m²
Land: 7840 m²
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolextensive garden and groundstraditional Portuguese architecturecobblestone driveway

Score Breakdown

ROI
13.9
Visual Appeal
12.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.29
Payback Speed
0
STR Suitability
3

Description

This is a fabulous T7 villa with traditional Algarve lines, featuring a massive usable area of 650m2 in interior space, set on a plot of land of 7,840m2! Located in a highly privileged and residential area, quiet, with excellent access to some of the most exclusive and beautiful beaches in the Algarve region located in

Location

📍 37.0912°N, 8.4230°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

House in Estrada de Benagil, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
7 Beds
Bathrooms
7 Baths
Built Area
750 m²
Land Plot
7840 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$801K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$8,562/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.7 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: good

Description

This is a fabulous T7 villa with traditional Algarve lines, featuring a massive usable area of 650m2 in interior space, set on a plot of land of 7,840m2! Located in a highly privileged and residential area, quiet, with excellent access to some of the most exclusive and beautiful beaches in the Algarve region located in

Income Breakdown

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Nightly Rate (ADR)
$1,331/night
50% ($612)Brixfox estimate($1,331/night)200% ($2449)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$102,741
Airbnb data$1,331/night · 43% occupancy
Rental income
$1,331/night · 43% occ.
$208,187
Running costs (20%)
Utilities, cleaning, maintenance
-$41,637
Income tax (10%)
Indonesian rental income tax
-$58,292
Property tax
Annual property tax
-$5,516
Net income
3.3% ROI
$102,741

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,152,174
IMT (transfer tax, investment schedule)$236,413
Imposto de Selo (stamp duty)$25,217
Notary & registration$1,359
Legal / due diligence$47,283
Total acquisition costs$310,272
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$44,837
($24,457–$65,217)
Furnishing & STR launch
7bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$58,804
All-in investment$3,566,087

Gross yield (asking)

6.6%

True gross yield (all-in)

5.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$16.0M$12.0M$8.0M$4.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.9M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.5M
+22%
Rental Income
+$502K
Total Position
$4.0M
+39%
6.8%/yr
Year 10
Capital Value
$4.3M
+48%
Rental Income
+$1.1M
Total Position
$5.4M
+85%
6.4%/yr
Year 20
Capital Value
$6.4M
+119%
Rental Income
+$2.5M
Total Position
$8.9M
+207%
5.8%/yr
Year 30
Capital Value
$9.4M
+224%
Rental Income
+$4.5M
Total Position
$13.9M
+379%
5.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$1224 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
7840 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1224 — positioned in the top tier
Generous 7840 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.1%
$8,041/mo
40% occ.
4.1%
$10,874/mo
43% occ.
4.4%
$11,685/mo
current
53% occ.
5.5%
$14,518/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.