Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€900,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

24%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,075/yr
Average Daily Rate: €651
Payback Period: 19.9 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 68.2 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+15.6% over asking

Asking price€900,000
IMT — Property transfer tax (investment schedule)€54,000
IS — Stamp duty (0.8%)€7,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,500
Total acquisition costs€75,950
Renovation (est. €55/m² × 395 m²)
Light touch-ups — paint, fixtures, deep clean.		€21,725
(€11,850–€31,600)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 395 m²
Land: 4150 m²
Style: portuguese-traditional
Condition: good
Year Built: 1985
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional tiled roofwhite stucco exteriorlarge garden plot

Score Breakdown

ROI
15.5
Visual Appeal
9.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
2.36
Payback Speed
2
STR Suitability
3

Description

VILLA BRANCA – AN EXCEPTIONAL PROPERTY IN THE HEART OF CARAMUJEIRÁS WINE REGION Nestled within a beautifully landscaped 4,150 m² estate, this stunning two-story villa blends traditional Algarvean architecture with superior craftsmanship and modern comforts. Surrounded by vineyards and lush greenery, it offers a serene

Location

📍 37.1013°N, 8.4181°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on PANORAMIC PROPERTIES →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Estrada Sem Nome, 1, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
395 m²
Land Plot
4150 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$249K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$3,388/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.1 yr
Rental only

Property details

Year built: 1985
Energy: D
Condition: good

Description

VILLA BRANCA – AN EXCEPTIONAL PROPERTY IN THE HEART OF CARAMUJEIRÁS WINE REGION Nestled within a beautifully landscaped 4,150 m² estate, this stunning two-story villa blends traditional Algarvean architecture with superior craftsmanship and modern comforts. Surrounded by vineyards and lush greenery, it offers a serene

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$945/night
50% ($435)Brixfox estimate($945/night)200% ($1740)
Occupancy
24%
10%Brixfox estimate(24%)100%

Short-Term Rental

Yearly income
$40,656
Airbnb data$945/night · 24% occupancy
Rental income
$945/night · 24% occ.
$81,477
Running costs (20%)
Utilities, cleaning, maintenance
-$16,295
Income tax (10%)
Indonesian rental income tax
-$22,814
Property tax
Annual property tax
-$1,712
Net income
4.2% ROI
$40,656

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$978,261
IMT (transfer tax, investment schedule)$58,696
Imposto de Selo (stamp duty)$7,826
Notary & registration$1,359
Legal / due diligence$14,674
Total acquisition costs$82,554
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$23,614
($12,880–$34,348)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$1,128,886

Gross yield (asking)

8.3%

True gross yield (all-in)

7.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $900K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$199K
Total Position
$1.3M
+44%
7.5%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$429K
Total Position
$1.8M
+96%
6.9%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.0M
Total Position
$3.0M
+231%
6.2%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.8M
Total Position
$4.7M
+422%
5.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
24% average occupancy
Nightly Rate
Strong
$870 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
4150 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $870 — positioned in the top tier
Generous 4150 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.2%
$5,896/mo
40% occ.
9.7%
$7,909/mo
24% occ.
5.7%
$4,610/mo
current
34% occ.
8.1%
$6,623/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.