Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal
Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade B+villamid-range

Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€499,000

Asking Price (EUR)

10.2%

True Net Yield (Owner, all-in)

7.0%

True Net Yield (Managed, all-in)

15.6%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €93,343/yr
Average Daily Rate: €391
Payback Period: 6.7 years
5-yr Capital Value: €655,679
10-yr Capital Value: €797,733
Brixfox Score: 71.7 / 100
Comparable Properties: 14
Data Confidence: 62%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€596,897

+19.6% over asking

Asking price€499,000
IMT — Property transfer tax (investment schedule)€27,750
IS — Stamp duty (0.8%)€3,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,485
Total acquisition costs€40,477
Renovation (est. €55/m² × 264 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,520
(€7,920–€21,120)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€596,897

Gross yield (asking price)

18.7%

True gross yield (all-in)

15.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 264 m²
Land: 29 m²
Style: contemporary
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan living/diningmodern fireplacewooden slat accent wall with TVspiral staircase

Score Breakdown

ROI
25
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
0.61
Rental Demand
6.54
Payback Speed
5
STR Suitability
3

Description

Charming 5 bedroom villa, consisting of 2 floors, traditional style and quality finishes, located in the heart of Estômbar. We present you this charming villa completely refurbished and with stunning views over the countryside and the mountains. Ground floor - Living and dining room with fireplace - Equipped kitchen

Location

📍 37.1449°N, 8.4864°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Detached house, Estômbar e Parchal, Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
5 Beds
Bathrooms
2 Baths
Built Area
264 m²
Land Plot
29 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 12.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+18.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$138K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.8%
$5,797/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.8 yr
Rental only

Property details

Energy: C
Condition: good

Description

Charming 5 bedroom villa, consisting of 2 floors, traditional style and quality finishes, located in the heart of Estômbar. We present you this charming villa completely refurbished and with stunning views over the countryside and the mountains. Ground floor - Living and dining room with fireplace - Equipped kitchen

Income Breakdown

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Nightly Rate (ADR)
$568/night
50% ($261)Brixfox estimate($568/night)200% ($1046)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$69,570
Airbnb data$568/night · 65% occupancy
Rental income
$568/night · 65% occ.
$135,613
Running costs (20%)
Utilities, cleaning, maintenance
-$27,123
Income tax (10%)
Indonesian rental income tax
-$37,972
Property tax
Annual property tax
-$949
Net income
12.8% ROI
$69,570

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$542,391
IMT (transfer tax, investment schedule)$30,163
Imposto de Selo (stamp duty)$4,339
Notary & registration$1,359
Legal / due diligence$8,136
Total acquisition costs$43,997
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,783
($8,609–$22,957)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$646,627

Gross yield (asking)

25.0%

True gross yield (all-in)

21.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $499K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$607K
+22%
Rental Income
+$340K
Total Position
$947K
+90%
13.7%/yr
Year 10
Capital Value
$739K
+48%
Rental Income
+$734K
Total Position
$1.5M
+195%
11.4%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.7M
Total Position
$2.8M
+464%
9.0%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$3.0M
Total Position
$4.7M
+835%
7.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.8% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$523 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
29 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.8% — outperforms most villas in this market
Premium nightly rate of $523 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 29 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
12.0%
$5,412/mo
55% occ.
14.7%
$6,622/mo
65% occ.
17.3%
$7,832/mo
current
75% occ.
20.0%
$9,042/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.