Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal
Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade Bvillamid-range

Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€275,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,280/yr
Average Daily Rate: €162
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 15.9 years
5-yr Capital Value: €361,346
10-yr Capital Value: €439,633
Brixfox Score: 63.3 / 100
Comparable Properties: 5
Data Confidence: 68%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€324,292

+17.9% over asking

Asking price€275,000
IMT — Property transfer tax (investment schedule)€10,247
IS — Stamp duty (0.8%)€2,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,125
Total acquisition costs€17,822
Renovation (est. €55/m² × 84 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,620
(€2,520–€6,720)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€324,292

Gross yield (asking price)

7.7%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 84 m²
Land: 189 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white facadecovered outdoor patiopotted plant garden

Score Breakdown

ROI
17.44
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
6.02
Rental Demand
3.6
Payback Speed
3
STR Suitability
3

Description

This is a fantastic and quirky house in Estômbar, a very beautiful place with narrow streets, restaurants, cafes and a beautiful church, situated within walking distance of the beautiful beaches of the Algarve. The house has been renovated by the current owner and still offers some options to further enhance the prop

Location

📍 37.1449°N, 8.4874°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on City Home Imobiliária →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Largo da Igreja, Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
84 m²
Land Plot
189 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$76K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$1,307/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.1 yr
Rental only

Property details

Energy: D
Condition: good

Description

This is a fantastic and quirky house in Estômbar, a very beautiful place with narrow streets, restaurants, cafes and a beautiful church, situated within walking distance of the beautiful beaches of the Algarve. The house has been renovated by the current owner and still offers some options to further enhance the prop

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$237/night
50% ($109)Brixfox estimate($237/night)200% ($436)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$15,680
Airbnb data$237/night · 36% occupancy
Rental income
$237/night · 36% occ.
$31,160
Running costs (20%)
Utilities, cleaning, maintenance
-$6,232
Income tax (10%)
Indonesian rental income tax
-$8,725
Property tax
Annual property tax
-$523
Net income
5.2% ROI
$15,680

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$298,913
IMT (transfer tax, investment schedule)$11,138
Imposto de Selo (stamp duty)$2,391
Notary & registration$1,359
Legal / due diligence$4,484
Total acquisition costs$19,372
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,022
($2,739–$7,304)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$350,317

Gross yield (asking)

10.4%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.8M$1.4M$907K$454K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $275K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$335K
+22%
Rental Income
+$77K
Total Position
$411K
+50%
8.4%/yr
Year 10
Capital Value
$407K
+48%
Rental Income
+$165K
Total Position
$572K
+108%
7.6%/yr
Year 20
Capital Value
$603K
+119%
Rental Income
+$388K
Total Position
$990K
+260%
6.6%/yr
Year 30
Capital Value
$892K
+224%
Rental Income
+$686K
Total Position
$1.6M
+474%
6.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$218 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
189 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $218 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 36% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.9%
$1,470/mo
40% occ.
7.9%
$1,975/mo
36% occ.
7.1%
$1,774/mo
current
46% occ.
9.1%
$2,279/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.