Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve)
Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve) — image 2Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve) — image 3Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve) — image 4Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve) — image 5
Grade C+villabudget

Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€590,000

Asking Price (EUR)

1.6%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.5%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,039/yr
Average Daily Rate: €145
-21.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 29.9 years
5-yr Capital Value: €775,251
10-yr Capital Value: €943,212
Brixfox Score: 54.3 / 100
Comparable Properties: 69
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€959,550

+62.6% over asking

Asking price€590,000
IMT — Property transfer tax (investment schedule)€35,030
IS — Stamp duty (0.8%)€4,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,850
Total acquisition costs€49,850
Renovation (est. €900/m² × 338 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€304,200
(€236,600–€371,800)
Furnishing & STR launch (0bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€959,550

Gross yield (asking price)

4.1%

True gross yield (all-in)

2.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Building: 338 m²
Land: 509 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed-wooden-roof-beamstraditional-wooden-windows

Score Breakdown

ROI
11.75
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
10.01
Rental Demand
4.54
Payback Speed
0
STR Suitability
3

Description

Excellent investment opportunity in the heart of the charming village of Ferragudo! We present a villa, ready to be rehabilitated and transformed into a unique project. Located in an Urban Rehabilitation Area (URA), with traditional classic architecture, this villa has charming details that give the space a singular

Location

📍 37.1262°N, 8.5186°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Logic Properties & Investments →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Largo do Regato, Ferragudo, Lagoa (Algarve)

Inventory
0 Beds
Bathrooms
0 Baths
Built Area
338 m²
Land Plot
509 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$163K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$1,453/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
36.8 yr
Rental only

Property details

Energy: Exempt
Condition: needs-renovation

Description

Excellent investment opportunity in the heart of the charming village of Ferragudo! We present a villa, ready to be rehabilitated and transformed into a unique project. Located in an Urban Rehabilitation Area (URA), with traditional classic architecture, this villa has charming details that give the space a singular

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$216/night
50% ($99)Brixfox estimate($216/night)200% ($397)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$17,439
Airbnb data$216/night · 45% occupancy
Rental income
$216/night · 45% occ.
$35,696
Running costs (20%)
Utilities, cleaning, maintenance
-$7,139
Income tax (10%)
Indonesian rental income tax
-$9,995
Property tax
Annual property tax
-$1,122
Net income
2.7% ROI
$17,439

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$641,304
IMT (transfer tax, investment schedule)$38,076
Imposto de Selo (stamp duty)$5,130
Notary & registration$1,359
Legal / due diligence$9,620
Total acquisition costs$54,185
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$330,652
($257,174–$404,130)
Furnishing & STR launch
0bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$1,040,815

Gross yield (asking)

5.6%

True gross yield (all-in)

3.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.1M$2.3M$1.5M$770K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $590K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$718K
+22%
Rental Income
+$85K
Total Position
$803K
+36%
6.4%/yr
Year 10
Capital Value
$873K
+48%
Rental Income
+$184K
Total Position
$1.1M
+79%
6.0%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$431K
Total Position
$1.7M
+192%
5.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$763K
Total Position
$2.7M
+354%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Good
$198 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
509 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 509 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$1,284/mo
40% occ.
3.3%
$1,743/mo
45% occ.
3.7%
$1,989/mo
current
55% occ.
4.6%
$2,448/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.