T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve)
T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve) — image 2T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve) — image 3T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve) — image 4T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve) — image 5
Grade Bapartmentmid-range

T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€323,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €18,233/yr
Average Daily Rate: 134
Payback Period: 21.5 years
5-yr Capital Value: €424,417
10-yr Capital Value: €516,368
Brixfox Score: 59.5 / 100
Comparable Properties: 28
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€371,804

+15.1% over asking

Asking price€323,000
IMT — Property transfer tax (investment schedule)€13,670
IS — Stamp duty (0.8%)€2,584
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,845
Total acquisition costs€22,349
Renovation (est. €55/m² × 81)
Light touch-ups — paint, fixtures, deep clean.
€4,455
(€2,430€6,480)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€22,000
All-in investment (incl. renovation & furnishing)€371,804

Gross yield (asking price)

5.6%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 81
Style: portuguese-traditional
Condition: good
Year Built: 2008
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal pool with sea viewprivate garden accesstraditional Algarve architecture

Score Breakdown

ROI
14.93
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
3.62
Rental Demand
3.74
Payback Speed
1
STR Suitability
3

Description

Discover this fantastic 1-bedroom apartment located just 250 meters from the beach, set within a prestigious private condominium featuring three swimming pools and a tennis court — the perfect combination of comfort, leisure, and prime location. With generous areas and a well-designed layout, the property stands out f

Location

📍 37.1008°N, 8.3909°W

· Lagoa/Carvoeiro, Algarve, Portugal

Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T1 flat in Rua dos Crastos, Nn, Porches, Lagoa (Algarve)

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
81 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$89K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$1,124/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.0 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

Discover this fantastic 1-bedroom apartment located just 250 meters from the beach, set within a prestigious private condominium featuring three swimming pools and a tennis court — the perfect combination of comfort, leisure, and prime location. With generous areas and a well-designed layout, the property stands out f

Income Breakdown

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Nightly Rate (ADR)
$199/night
50% ($91)Brixfox estimate($199/night)200% ($366)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$13,490
Airbnb data$199/night · 37% occupancy
Rental income
$199/night · 37% occ.
$27,124
Running costs (20%)
Utilities, cleaning, maintenance
-$5,425
Income tax (10%)
Indonesian rental income tax
-$7,595
Property tax
Annual property tax
-$614
Net income
3.8% ROI
$13,490

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$351,087
IMT (transfer tax, investment schedule)$14,859
Imposto de Selo (stamp duty)$2,809
Notary & registration$1,359
Legal / due diligence$5,266
Total acquisition costs$24,292
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$4,842
($2,641$7,043)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$23,913
All-in investment$404,135

Gross yield (asking)

7.7%

True gross yield (all-in)

6.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.9M$1.4M$942K$471K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $323K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$393K
+22%
Rental Income
+$66K
Total Position
$459K
+42%
7.3%/yr
Year 10
Capital Value
$478K
+48%
Rental Income
+$142K
Total Position
$620K
+92%
6.7%/yr
Year 20
Capital Value
$708K
+119%
Rental Income
+$333K
Total Position
$1.0M
+222%
6.0%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$590K
Total Position
$1.6M
+407%
5.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Good
$183 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$1,218/mo
40% occ.
5.6%
$1,641/mo
37% occ.
5.2%
$1,531/mo
current
47% occ.
6.7%
$1,954/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.