Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade Avillaluxury

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€700,000

Asking Price (EUR)

8.0%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

12.3%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €102,183/yr
Average Daily Rate: €580
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 8.6 years
5-yr Capital Value: €919,790
10-yr Capital Value: €1.1M
Brixfox Score: 83.2 / 100
Comparable Properties: 5
Data Confidence: 61%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€830,350

+18.6% over asking

Asking price€700,000
IMT — Property transfer tax (investment schedule)€42,000
IS — Stamp duty (0.8%)€5,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,500
Total acquisition costs€59,350
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€830,350

Gross yield (asking price)

14.6%

True gross yield (all-in)

12.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 350 m²
Land: 612 m²
Style: portuguese-traditional
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poollarge outdoor entertaining deckround outdoor daybedtraditional Portuguese architecture with modern touches

Score Breakdown

ROI
24.87
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
10.33
Rental Demand
4.83
Payback Speed
4
STR Suitability
3

Description

House for Total Refurbishment with Panoramic Views over the Ria and Portimão LA Agency | Redefining Real Estate With an absolutely breathtaking view over the Ria and the city of Portimão, this villa offers huge potential to create a dream residence in the heart of the Algarve. Inserted in a plot of 612 m², it has a to

Location

📍 37.1236°N, 8.5199°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on LA AGENCY →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo, Lagoa (Algarve)

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
350 m²
Land Plot
612 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score83
GradeA
Brixfox Intelligence
83AExcellent
Score Breakdown
ROI & Yield91%
Capital Growth87%
Risk Profile84%
Market Demand83%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$193K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.9%
$6,294/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.1 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

House for Total Refurbishment with Panoramic Views over the Ria and Portimão LA Agency | Redefining Real Estate With an absolutely breathtaking view over the Ria and the city of Portimão, this villa offers huge potential to create a dream residence in the heart of the Algarve. Inserted in a plot of 612 m², it has a to

Income Breakdown

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Nightly Rate (ADR)
$838/night
50% ($386)Brixfox estimate($838/night)200% ($1543)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$75,526
Airbnb data$838/night · 48% occupancy
Rental income
$838/night · 48% occ.
$147,802
Running costs (20%)
Utilities, cleaning, maintenance
-$29,560
Income tax (10%)
Indonesian rental income tax
-$41,385
Property tax
Annual property tax
-$1,332
Net income
9.9% ROI
$75,526

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$760,870
IMT (transfer tax, investment schedule)$45,652
Imposto de Selo (stamp duty)$6,087
Notary & registration$1,359
Legal / due diligence$11,413
Total acquisition costs$64,511
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$900,380

Gross yield (asking)

19.4%

True gross yield (all-in)

16.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.4M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $700K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$852K
+22%
Rental Income
+$369K
Total Position
$1.2M
+74%
11.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$797K
Total Position
$1.8M
+162%
10.1%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.9M
Total Position
$3.4M
+386%
8.2%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$3.3M
Total Position
$5.6M
+697%
7.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.9% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$771 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
612 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.9% — outperforms most villas in this market
Premium nightly rate of $771 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.3%
$5,244/mo
40% occ.
11.1%
$7,029/mo
48% occ.
13.4%
$8,510/mo
current
58% occ.
16.2%
$10,295/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.