Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal
Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal — image 2Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal — image 3Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal — image 4Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal — image 5
Grade Avillamid-range

Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€670,000

Asking Price (EUR)

11.7%

True Net Yield (Owner, all-in)

8.1%

True Net Yield (Managed, all-in)

18.1%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €145,316/yr
Average Daily Rate: €597
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 4.5 years
5-yr Capital Value: €880,370
10-yr Capital Value: €1.1M
Brixfox Score: 83.9 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€804,560

+20.1% over asking

Asking price€670,000
IMT — Property transfer tax (investment schedule)€40,200
IS — Stamp duty (0.8%)€5,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,050
Total acquisition costs€56,860
Renovation (est. €55/m² × 490 m²)
Light touch-ups — paint, fixtures, deep clean.		€26,950
(€14,700–€39,200)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€50,750
All-in investment (incl. renovation & furnishing)€804,560

Gross yield (asking price)

21.7%

True gross yield (all-in)

18.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 4
Building: 490 m²
Land: 590 m²
Style: portuguese-traditional
Condition: good
Year Built: 1998
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracemature garden with palm trees and cactitraditional terracotta roof tiles

Score Breakdown

ROI
25
Visual Appeal
11.4
Ownership Security
13
Location
8.4
Land & Space
9.61
Rental Demand
8.5
Payback Speed
5
STR Suitability
3

Description

Fantastic villa, with two independent fractions, it consists of two duplex three-bedroom apartments in a semi-detached position. This is a great investment opportunity, both for home ownership or to monetize. Currently, the villa presents a single-family configuration. However, the project allows small changes, making

Location

📍 37.1332°N, 8.5080°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Century21 Realty Art 2 →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua Dom Dinis I, Bela Vista, Estômbar e Parchal

Inventory
6 Beds
Bathrooms
4 Baths
Built Area
490 m²
Land Plot
590 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 18.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+24.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$185K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
18.9%
$11,493/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.3 yr
Rental only

Property details

Year built: 1998
Energy: E
Condition: good

Description

Fantastic villa, with two independent fractions, it consists of two duplex three-bedroom apartments in a semi-detached position. This is a great investment opportunity, both for home ownership or to monetize. Currently, the villa presents a single-family configuration. However, the project allows small changes, making

Income Breakdown

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Nightly Rate (ADR)
$863/night
50% ($397)Brixfox estimate($863/night)200% ($1588)
Occupancy
85%
10%Brixfox estimate(85%)100%

Short-Term Rental

Yearly income
$137,922
Airbnb data$863/night · 85% occupancy
Rental income
$863/night · 85% occ.
$267,685
Running costs (20%)
Utilities, cleaning, maintenance
-$53,537
Income tax (10%)
Indonesian rental income tax
-$74,952
Property tax
Annual property tax
-$1,274
Net income
18.9% ROI
$137,922

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$728,261
IMT (transfer tax, investment schedule)$43,696
Imposto de Selo (stamp duty)$5,826
Notary & registration$1,359
Legal / due diligence$10,924
Total acquisition costs$61,804
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$29,293
($15,978–$42,609)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$52,989
All-in investment$872,348

Gross yield (asking)

36.8%

True gross yield (all-in)

30.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$9.4M$7.1M$4.7M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $670K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$815K
+22%
Rental Income
+$674K
Total Position
$1.5M
+122%
17.3%/yr
Year 10
Capital Value
$992K
+48%
Rental Income
+$1.5M
Total Position
$2.4M
+265%
13.8%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$3.4M
Total Position
$4.9M
+628%
10.4%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$6.0M
Total Position
$8.2M
+1125%
8.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
18.9% annual return
Occupancy
Strong
85% average occupancy
Nightly Rate
Strong
$794 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
590 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 18.9% — outperforms most villas in this market
Strong occupancy at 85% — consistent booking demand
Premium nightly rate of $794 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

65% occ.
19.5%
$11,835/mo
75% occ.
22.5%
$13,672/mo
85% occ.
25.6%
$15,509/mo
current
95% occ.
28.6%
$17,346/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.