Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve)
Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve) — image 2Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve) — image 3Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve) — image 4Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve) — image 5
Grade B+villamid-range

Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€450,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,033/yr
Average Daily Rate: €198
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 23.4 years
5-yr Capital Value: €591,293
10-yr Capital Value: €719,399
Brixfox Score: 66.5 / 100
Comparable Properties: 5
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€519,100

+15.4% over asking

Asking price€450,000
IMT — Property transfer tax (investment schedule)€23,830
IS — Stamp duty (0.8%)€3,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,750
Total acquisition costs€35,430
Renovation (est. €55/m² × 124 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,820
(€3,720–€9,920)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€519,100

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 124 m²
Land: 2110 m²
Style: modern
Condition: good
Year Built: 1978
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terraceoutdoor dining areamodern outdoor lightingtraditional Portuguese chimney

Score Breakdown

ROI
14.36
Visual Appeal
11.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.32
Payback Speed
1
STR Suitability
3

Description

Experience the charm of the Algarve in your own small farm! Imagine waking up to birdsong, surrounded by nature, just 5 km from the stunning beaches of Porches. This 2 bedroom single storey house with Algarve features combines traditional charm with a world of possibilities to create the getaway of your dreams. With

Location

📍 37.1257°N, 8.4024°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on ComprarCasa Armação de Pêra →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house, Urbanização António Manuel Pequeno, Porches, Lagoa (Algarve)

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
124 m²
Land Plot
2110 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$124K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,435/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.4 yr
Rental only

Property details

Year built: 1978
Energy: D
Condition: good

Description

Experience the charm of the Algarve in your own small farm! Imagine waking up to birdsong, surrounded by nature, just 5 km from the stunning beaches of Porches. This 2 bedroom single storey house with Algarve features combines traditional charm with a world of possibilities to create the getaway of your dreams. With

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$287/night
50% ($132)Brixfox estimate($287/night)200% ($527)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$17,219
Airbnb data$287/night · 33% occupancy
Rental income
$287/night · 33% occ.
$34,759
Running costs (20%)
Utilities, cleaning, maintenance
-$6,952
Income tax (10%)
Indonesian rental income tax
-$9,732
Property tax
Annual property tax
-$856
Net income
3.5% ROI
$17,219

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$489,130
IMT (transfer tax, investment schedule)$25,902
Imposto de Selo (stamp duty)$3,913
Notary & registration$1,359
Legal / due diligence$7,337
Total acquisition costs$38,511
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,413
($4,043–$10,783)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$562,065

Gross yield (asking)

7.1%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.5M$1.9M$1.3M$636K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $450K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$547K
+22%
Rental Income
+$84K
Total Position
$632K
+40%
7.0%/yr
Year 10
Capital Value
$666K
+48%
Rental Income
+$182K
Total Position
$848K
+88%
6.5%/yr
Year 20
Capital Value
$986K
+119%
Rental Income
+$426K
Total Position
$1.4M
+214%
5.9%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$754K
Total Position
$2.2M
+392%
5.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$264 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
2110 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $264 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 2110 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$1,759/mo
40% occ.
5.8%
$2,369/mo
33% occ.
4.8%
$1,956/mo
current
43% occ.
6.3%
$2,566/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.