Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo
Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo — image 2Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo — image 3Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo — image 4Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo — image 5
Grade Bvillabudget

Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€345,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,955/yr
Average Daily Rate: €185
-12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 15.4 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 64.8 / 100
Comparable Properties: 44
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€471,265

+36.6% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation (est. €900/m² × 92 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€82,800
(€64,400–€101,200)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€471,265

Gross yield (asking price)

8.1%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 92 m²
Land: 153 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1988
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturecobblestone streetwaterfront proximity

Score Breakdown

ROI
17.76
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
4.67
Rental Demand
4.13
Payback Speed
3
STR Suitability
3

Description

2-bedroom house with backyard in Ferragudo, close to the beach and with potential for renovation. Excellent investment opportunity! We present this 2-bedroom house with backyard in Ferragudo, located in a privileged area, close to the beach and the town centre. Set on a 153 m² plot, the house has a gross area of 92 m²

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Vista Plaza →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Rua Doutor Manuel Teixeira Gomes, Ferragudo

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
92 m²
Land Plot
153 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$95K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$1,696/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.4 yr
Rental only

Property details

Year built: 1988
Energy: E
Condition: needs-renovation

Description

2-bedroom house with backyard in Ferragudo, close to the beach and with potential for renovation. Excellent investment opportunity! We present this 2-bedroom house with backyard in Ferragudo, located in a privileged area, close to the beach and the town centre. Set on a 153 m² plot, the house has a gross area of 92 m²

Income Breakdown

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Nightly Rate (ADR)
$268/night
50% ($123)Brixfox estimate($268/night)200% ($493)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$20,347
Airbnb data$268/night · 41% occupancy
Rental income
$268/night · 41% occ.
$40,391
Running costs (20%)
Utilities, cleaning, maintenance
-$8,078
Income tax (10%)
Indonesian rental income tax
-$11,310
Property tax
Annual property tax
-$656
Net income
5.4% ROI
$20,347

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$90,000
($70,000–$110,000)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$510,071

Gross yield (asking)

10.8%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.3M$1.7M$1.2M$578K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$99K
Total Position
$519K
+50%
8.5%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$215K
Total Position
$725K
+110%
7.7%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$503K
Total Position
$1.3M
+265%
6.7%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$891K
Total Position
$2.0M
+482%
6.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$247 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
153 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $247 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$1,657/mo
40% occ.
7.1%
$2,227/mo
41% occ.
7.4%
$2,301/mo
current
51% occ.
9.2%
$2,872/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.