Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve)
Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve) — image 2Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve) — image 3Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve) — image 4Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve) — image 5
Grade B+villamid-range

Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€549,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.6%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,847/yr
Average Daily Rate: €338
Payback Period: 12.5 years
5-yr Capital Value: €721,378
10-yr Capital Value: €877,666
Brixfox Score: 69.1 / 100
Comparable Properties: 9
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€636,067

+15.9% over asking

Asking price€549,000
IMT — Property transfer tax (investment schedule)€31,750
IS — Stamp duty (0.8%)€4,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,235
Total acquisition costs€45,627
Renovation (est. €55/m² × 168 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,240
(€5,040–€13,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€636,067

Gross yield (asking price)

10.0%

True gross yield (all-in)

8.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 168 m²
Land: 181 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue and white exterioroutdoor patio with artificial grassfireplace

Score Breakdown

ROI
20.09
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
4.33
Rental Demand
4.45
Payback Speed
3
STR Suitability
3

Description

We present this 3-bedroom house with a gross floor area of 168 m², located in Quinta dos Poços, a quiet and well-maintained development near the picturesque fishing village of Ferragudo. The ground floor comprises a large living room with fireplace, a bathroom, a storage room, and a spacious, fully equipped kitchen/di

Location

📍 37.1288°N, 8.5122°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Terraced house, Quinta dos Poços, 2 a, Ferragudo, Lagoa (Algarve)

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
168 m²
Land Plot
181 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.7% net return annually.

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The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$152K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.7%
$3,348/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.9 yr
Rental only

Property details

Year built: 2003
Energy: B
Condition: good

Description

We present this 3-bedroom house with a gross floor area of 168 m², located in Quinta dos Poços, a quiet and well-maintained development near the picturesque fishing village of Ferragudo. The ground floor comprises a large living room with fireplace, a bathroom, a storage room, and a spacious, fully equipped kitchen/di

Income Breakdown

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Nightly Rate (ADR)
$489/night
50% ($225)Brixfox estimate($489/night)200% ($899)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$40,175
Airbnb data$489/night · 44% occupancy
Rental income
$489/night · 44% occ.
$79,267
Running costs (20%)
Utilities, cleaning, maintenance
-$15,853
Income tax (10%)
Indonesian rental income tax
-$22,195
Property tax
Annual property tax
-$1,044
Net income
6.7% ROI
$40,175

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$596,739
IMT (transfer tax, investment schedule)$34,511
Imposto de Selo (stamp duty)$4,774
Notary & registration$1,359
Legal / due diligence$8,951
Total acquisition costs$49,595
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,043
($5,478–$14,609)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$689,203

Gross yield (asking)

13.3%

True gross yield (all-in)

11.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.1M$3.1M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $549K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$668K
+22%
Rental Income
+$196K
Total Position
$864K
+57%
9.5%/yr
Year 10
Capital Value
$813K
+48%
Rental Income
+$424K
Total Position
$1.2M
+125%
8.5%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$993K
Total Position
$2.2M
+300%
7.2%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.8M
Total Position
$3.5M
+545%
6.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.7% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$449 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
181 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $449 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$3,034/mo
40% occ.
8.2%
$4,074/mo
44% occ.
9.1%
$4,537/mo
current
54% occ.
11.2%
$5,577/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.