Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal
Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal — image 2Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal — image 3Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal — image 4Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal — image 5
Grade B+villamid-range

Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€550,000

Asking Price (EUR)

7.3%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

11.2%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,133/yr
Average Daily Rate: €842
Payback Period: 8.6 years
5-yr Capital Value: €650,423
10-yr Capital Value: €791,339
Brixfox Score: 71.6 / 100
Comparable Properties: 5
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€643,980

+17.1% over asking

Asking price€550,000
IMT — Property transfer tax (investment schedule)€31,830
IS — Stamp duty (0.8%)€4,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,250
Total acquisition costs€45,730
Renovation€0 — move-in ready
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,250
All-in investment (incl. renovation & furnishing)€643,980

Gross yield (asking price)

13.1%

True gross yield (all-in)

11.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Building: 226 m²
Style: contemporary
Condition: excellent

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor dining area with stone wall and built-in BBQmodern kitchen with integrated appliancesopen-plan living spaceslatted wood facade detail

Score Breakdown

ROI
24.85
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
2.35
Payback Speed
4
STR Suitability
3

Description

One house, multiple possibilities A semi-detached house, completely renovated, distributed over the ground floor and first floor, designed for those seeking comfort, versatility, and profitability in a single property. Immediate income with total independence, on the ground floor you will find a T2 apartment with an in

Location

📍 37.1510°N, 8.4910°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Terraced house in Parchal, Centro de Parchal, Estômbar e Parchal

Inventory
6 Beds
Bathrooms
0 Baths
Built Area
226 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.9% net return annually.

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The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$152K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.9%
$4,429/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.2 yr
Rental only

Property details

Condition: excellent

Description

One house, multiple possibilities A semi-detached house, completely renovated, distributed over the ground floor and first floor, designed for those seeking comfort, versatility, and profitability in a single property. Immediate income with total independence, on the ground floor you will find a T2 apartment with an in

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$1,216/night
50% ($559)Brixfox estimate($1,216/night)200% ($2238)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$53,149
Airbnb data$1,216/night · 23% occupancy
Rental income
$1,216/night · 23% occ.
$104,222
Running costs (20%)
Utilities, cleaning, maintenance
-$20,844
Income tax (10%)
Indonesian rental income tax
-$29,182
Property tax
Annual property tax
-$1,046
Net income
8.9% ROI
$53,149

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$597,826
IMT (transfer tax, investment schedule)$34,598
Imposto de Selo (stamp duty)$4,783
Notary & registration$1,359
Legal / due diligence$8,967
Total acquisition costs$49,707
RenovationMove-in ready
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$50,272
All-in investment$697,804

Gross yield (asking)

17.4%

True gross yield (all-in)

14.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.7M$3.5M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $550K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$669K
+22%
Rental Income
+$260K
Total Position
$929K
+69%
11.0%/yr
Year 10
Capital Value
$814K
+48%
Rental Income
+$561K
Total Position
$1.4M
+150%
9.6%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.3M
Total Position
$2.5M
+358%
7.9%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$2.3M
Total Position
$4.1M
+647%
6.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.9% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Strong
$1119 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.9% — outperforms most villas in this market
Premium nightly rate of $1119 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 23% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
15.4%
$7,681/mo
40% occ.
20.6%
$10,270/mo
23% occ.
12.0%
$5,992/mo
current
33% occ.
17.2%
$8,582/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.