Semi-detached house in Ferragudo, Lagoa (Algarve)
Semi-detached house in Ferragudo, Lagoa (Algarve) — image 2Semi-detached house in Ferragudo, Lagoa (Algarve) — image 3Semi-detached house in Ferragudo, Lagoa (Algarve) — image 4Semi-detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade Avillamid-range

Semi-detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€750,000

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.3%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,934/yr
Average Daily Rate: €531
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 10.7 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 79.3 / 100
Comparable Properties: 15
Data Confidence: 68%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€853,550

+13.8% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€853,550

Gross yield (asking price)

11.7%

True gross yield (all-in)

10.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 216 m²
Land: 449 m²
Style: contemporary
Condition: excellent
Year Built: 2003
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming pooloutdoor dining area with pergolabuilt-in outdoor BBQbalcony with city/sea views

Score Breakdown

ROI
22.23
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
9.96
Rental Demand
4.54
Payback Speed
4
STR Suitability
3

Description

Situated on an elevated hillside between Parchal and Ferragudo, this beautifully maintained four-bedroom semi-detached villa boasts stunning panoramic river views towards Portimão. Offering spacious accommodation over three levels, including a basement with direct access to the pool area, the property combines versatil

Location

📍 37.1269°N, 8.5191°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Portugal Luxury Property →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Ferragudo, Lagoa (Algarve)

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
216 m²
Land Plot
449 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$207K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.9%
$5,391/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.6 yr
Rental only

Property details

Year built: 2003
Energy: B
Condition: excellent

Description

Situated on an elevated hillside between Parchal and Ferragudo, this beautifully maintained four-bedroom semi-detached villa boasts stunning panoramic river views towards Portimão. Offering spacious accommodation over three levels, including a basement with direct access to the pool area, the property combines versatil

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$767/night
50% ($353)Brixfox estimate($767/night)200% ($1412)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$64,696
Airbnb data$767/night · 45% occupancy
Rental income
$767/night · 45% occ.
$127,160
Running costs (20%)
Utilities, cleaning, maintenance
-$25,432
Income tax (10%)
Indonesian rental income tax
-$35,605
Property tax
Annual property tax
-$1,427
Net income
7.9% ROI
$64,696

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$925,598

Gross yield (asking)

15.6%

True gross yield (all-in)

13.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.1M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$316K
Total Position
$1.2M
+64%
10.4%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$682K
Total Position
$1.8M
+139%
9.1%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.6M
Total Position
$3.2M
+332%
7.6%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$2.8M
Total Position
$5.3M
+602%
6.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.9% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$706 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Good
449 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $706 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.0%
$4,781/mo
40% occ.
9.4%
$6,415/mo
45% occ.
10.7%
$7,299/mo
current
55% occ.
13.1%
$8,932/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.