House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €83,565/yr
Average Daily Rate: €589
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 37.5 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.0M
Brixfox Score: 69.8 / 100
Comparable Properties: 6
Data Confidence: 64%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.0% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,463
IS — Stamp duty (0.8%)€11,996
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,493
Total acquisition costs€148,202
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

5.6%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 255 m²
Land: 2673 m²
Style: contemporary
Condition: new-build
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terraceinfinity poolpanoramic sea viewsmodern architecture

Score Breakdown

ROI
10.31
Visual Appeal
15
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.89
Payback Speed
1
STR Suitability
4

Description

A fabulous new home, with 180 degree seaviews from the extensive roof terrace. Set within a large plot, peaceful location, yet minutes from golf courses, beaches and the coastal townof Carvoeiro. On entering this fully fenced property, through electric gates there is a traditional calvacade driveway leadingto the carpo

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Exclusive Algarve Villas →Also on Idealista.pt
House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Idealista.pt
Source verified

House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-4242
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
255 m²
Land
2673 m²
True net yield
2.7%
≈ $6,992/mo net after costs & tax
Brixfox Score 70 · B+

Property details

Year built: 2024
Energy: A
Condition: new-build

Description

A fabulous new home, with 180 degree seaviews from the extensive roof terrace. Set within a large plot, peaceful location, yet minutes from golf courses, beaches and the coastal townof Carvoeiro. On entering this fully fenced property, through electric gates there is a traditional calvacade driveway leadingto the carpo

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$847/night
50% ($390)Brixfox estimate($847/night)200% ($1559)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$57,880
Airbnb data$847/night · 39% occupancy
Rental income
$847/night · 39% occ.
$111,308
Running costs (20%)
Utilities, cleaning, maintenance
-$22,262
Income tax (10%)
Indonesian rental income tax
-$31,166
Property tax
Annual property tax
-$0
Net income
3.6% ROI
$57,880

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.6%
4.1%
Fully-managed
3.2%
2.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.2%

Annual Revenue

$111,308

Income Tax / yr

$9,739

Payback

38 yrs

True All-In Cost
Asking price$1,629,891
IMT — transfer tax (non-resident 7.5%)$122,242
Stamp duty (0.8%)$13,039
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,807,890

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.5M$6.4M$4.3M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$283K
Total Position
$2.1M
+41%
7.0%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$610K
Total Position
$2.8M
+89%
6.6%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$1.4M
Total Position
$4.7M
+215%
5.9%/yr
Year 30
Capital Value
$4.9M
+224%
Rental Income
+$2.5M
Total Position
$7.4M
+393%
5.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$779 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
2673 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $779 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 2673 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$5,411/mo
40% occ.
5.3%
$7,214/mo
39% occ.
5.2%
$7,012/mo
current
49% occ.
6.5%
$8,816/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,629,891
2.7%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.