Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade A+villaluxury

Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.1M

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

12.1%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €288,654/yr
Average Daily Rate: €1297
Payback Period: 9.1 years
5-yr Capital Value: €2.8M
10-yr Capital Value: €3.4M
Brixfox Score: 88.7 / 100
Comparable Properties: 6
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.4M

+13.7% over asking

Asking price€2.1M
IMT — Property transfer tax (investment schedule)€157,500
IS — Stamp duty (0.8%)€16,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€31,500
Total acquisition costs€207,050
Renovation€0 — move-in ready
Furnishing & STR launch (6bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€79,850
All-in investment (incl. renovation & furnishing)€2.4M

Gross yield (asking price)

13.8%

True gross yield (all-in)

12.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 7
Building: 321 m²
Land: 4040 m²
Style: contemporary
Condition: excellent
Year Built: 2017
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large infinity-edge poolexpansive outdoor living areasmodern architecture with traditional accentsnight lighting for pool and exterior

Score Breakdown

ROI
24.42
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
6.1
Payback Speed
4
STR Suitability
3

Description

This impressive house, situated on elevated land, offers panoramic views from the Serra de Monchique mountains to the Atlantic Ocean. With three floors, the property includes five double/twin bedrooms, all with en-suite bathrooms, and a separate suite. The property stands out for its spacious outdoor areas, with a gard

Location

📍 37.0994°N, 8.4125°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Spy Manor Real Estate →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house, Sitio da Caramujeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
6 Beds
Bathrooms
7 Baths
Built Area
321 m²
Land Plot
4040 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 9.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score89
GradeA+
Brixfox Intelligence
89A+Excellent
Score Breakdown
ROI & Yield98%
Capital Growth93%
Risk Profile90%
Market Demand89%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$580K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.3%
$17,757/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.7 yr
Rental only

Property details

Year built: 2017
Energy: A
Condition: excellent

Description

This impressive house, situated on elevated land, offers panoramic views from the Serra de Monchique mountains to the Atlantic Ocean. With three floors, the property includes five double/twin bedrooms, all with en-suite bathrooms, and a separate suite. The property stands out for its spacious outdoor areas, with a gard

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,876/night
50% ($863)Brixfox estimate($1,876/night)200% ($3451)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Yearly income
$213,086
Airbnb data$1,876/night · 61% occupancy
Rental income
$1,876/night · 61% occ.
$417,462
Running costs (20%)
Utilities, cleaning, maintenance
-$83,492
Income tax (10%)
Indonesian rental income tax
-$116,889
Property tax
Annual property tax
-$3,995
Net income
9.3% ROI
$213,086

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,282,609
IMT (transfer tax, investment schedule)$171,196
Imposto de Selo (stamp duty)$18,261
Notary & registration$1,359
Legal / due diligence$34,239
Total acquisition costs$225,054
RenovationMove-in ready
Furnishing & STR launch
6bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$84,620
All-in investment$2,592,283

Gross yield (asking)

18.3%

True gross yield (all-in)

16.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$18.6M$13.9M$9.3M$4.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.1M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.6M
+22%
Rental Income
+$1.0M
Total Position
$3.6M
+71%
11.4%/yr
Year 10
Capital Value
$3.1M
+48%
Rental Income
+$2.2M
Total Position
$5.4M
+155%
9.8%/yr
Year 20
Capital Value
$4.6M
+119%
Rental Income
+$5.3M
Total Position
$9.9M
+370%
8.0%/yr
Year 30
Capital Value
$6.8M
+224%
Rental Income
+$9.3M
Total Position
$16.1M
+668%
7.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.3% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$1726 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
4040 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.3% — outperforms most villas in this market
Premium nightly rate of $1726 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
8.4%
$16,033/mo
51% occ.
10.5%
$20,027/mo
61% occ.
12.6%
$24,021/mo
current
71% occ.
14.7%
$28,014/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.