Detached house, Rampa Mato Serrão, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Lagoa/Carvoeiro · Central Algarve ·
€425,000
Asking Price (EUR)
5.1%
True Net Yield (Owner, all-in)
3.5%
True Net Yield (Managed, all-in)
7.8%
True Gross Yield
49%
Occupancy
Projections — conservative (data maturing)
Our Airbnb calendar dataset started 1 months ago and is currently at 8% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.
True Investment Cost
Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.
€487,205
+14.6% over asking
| Asking price | €425,000 |
| IMT — Property transfer tax (investment schedule) | €21,830 |
| IS — Stamp duty (0.8%) | €3,400 |
| Notary (escritura) | €1,000 |
| Property registry | €250 |
| Legal fees (~1.5%) | €6,375 |
| Total acquisition costs | €32,855 |
| Renovation | €0 — move-in ready |
| Furnishing & STR launch (2bd × €4500 base, mid-range tier) Furniture, appliances, electronics, linens, AL licence setup, launch photography. | €29,350 |
| All-in investment (incl. renovation & furnishing) | €487,205 |
Gross yield (asking price)
8.9%
True gross yield (all-in)
7.8%
Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.
AL Licence Status Unconfirmed
AL licence status unconfirmed — verify before purchase
Design Features
Score Breakdown
Description
Discover this elegant T2+1 semi-detached villa located in the prestigious Lumina Villas Condominium, in Carvoeiro — a unique opportunity both for own housing and for investment with tourist exploitation. This villa is part of an exclusively licensed development for tourist exploration, benefiting from all the advantag
Location
📍 37.0940°N, 8.4720°W
· Lagoa/Carvoeiro, Algarve, Portugal