T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade Bapartmentmid-range

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€860,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €62,650/yr
Average Daily Rate: €416
Payback Period: 26.2 years
5-yr Capital Value: €996,976
10-yr Capital Value: €1.2M
Brixfox Score: 62.2 / 100
Comparable Properties: 27
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€962,830

+12.0% over asking

Asking price€860,000
IMT — Property transfer tax (investment schedule)€51,600
IS — Stamp duty (0.8%)€6,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,900
Total acquisition costs€72,630
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€962,830

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 156 m²
Style: contemporary
Condition: excellent
Year Built: 2021
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern facade with recessed balconieslandscaped communal gardenspathway leading to entrance

Score Breakdown

ROI
14.37
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
5.12
Rental Demand
4.13
Payback Speed
2
STR Suitability
4

Description

This luxurious apartment is part of a unique and private development, featuring outstanding architecture defined by clean lines that open onto the surrounding spaces, offering maximum privacy. The apartment showcases modern design elements, with a fully equipped kitchen featuring BOSCH appliances, a well-proportioned

Location

📍 37.0857°N, 8.1236°W

· Loulé/Vilamoura, Algarve, Portugal

View on Janela Imobiliária →Also on Idealista.pt
T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
Idealista.pt
Source verified

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-0060
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
156 m²
True net yield
3.8%
≈ $5,558/mo net after costs & tax
Brixfox Score 62 · B

Property details

Year built: 2021
Energy: A+
Condition: excellent

Description

This luxurious apartment is part of a unique and private development, featuring outstanding architecture defined by clean lines that open onto the surrounding spaces, offering maximum privacy. The apartment showcases modern design elements, with a fully equipped kitchen featuring BOSCH appliances, a well-proportioned

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$598/night
50% ($275)Brixfox estimate($598/night)200% ($1101)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$43,393
Airbnb data$598/night · 41% occupancy
Rental income
$598/night · 41% occ.
$83,449
Running costs (20%)
Utilities, cleaning, maintenance
-$16,690
Income tax (10%)
Indonesian rental income tax
-$23,366
Property tax
Annual property tax
-$0
Net income
4.6% ROI
$43,393

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.8%

on all-in cost of $1,034,737

Scenario
Pre-tax
After-tax
Owner-managed
6.5%
5.7%
Fully-managed
4.5%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.1%

Annual Revenue

$83,449

Income Tax / yr

$7,302

Payback

26 yrs

True All-In Cost
Asking price$934,783
IMT — transfer tax (non-resident 7.5%)$70,109
Stamp duty (0.8%)$7,478
Notary + registry$2,174
Legal$11,498
Furnishing + STR launch$8,696
All-in cost$1,034,737

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $860K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$212K
Total Position
$1.3M
+46%
7.9%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$458K
Total Position
$1.7M
+101%
7.2%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.1M
Total Position
$3.0M
+244%
6.4%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$1.9M
Total Position
$4.7M
+445%
5.8%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$550 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $550 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$3,821/mo
40% occ.
6.5%
$5,094/mo
41% occ.
6.7%
$5,257/mo
current
51% occ.
8.4%
$6,531/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$934,783
3.8%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.