T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade B+apartmentluxury

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€970,000

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.8%

True Net Yield (Managed, all-in)

8.1%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €89,448/yr
Average Daily Rate: 572
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 19.4 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 72.8 / 100
Comparable Properties: 29
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.7% over asking

Asking price€970,000
IMT — Property transfer tax (investment schedule)€58,200
IS — Stamp duty (0.8%)€7,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,550
Total acquisition costs€81,760
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€51,300
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

9.2%

True gross yield (all-in)

8.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 153
Style: contemporary
Condition: new-build
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge pool with stepping stonesmodern architectural design with pitched roofsintegrated landscaping with sun loungers

Score Breakdown

ROI
18.48
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
5.06
Rental Demand
4.28
Payback Speed
4
STR Suitability
4

Description

Located in one of the most prestigious destinations in the Algarve, Nobilus, in Vilamoura, is a contemporary residential development that combines sophisticated design, sustainability and quality of life, set in a calm and privileged environment just minutes from the Marina, the beaches and the golf courses, with quick

Location

📍 37.0834°N, 8.1224°W

· Loulé/Vilamoura, Algarve, Portugal

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
Idealista.pt
Source verified

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9748
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
153 m²
True net yield
5.2%
$8,194/mo net after costs & tax
Brixfox Score 73 · B+

Property details

Energy: A+
Condition: new-build

Description

Located in one of the most prestigious destinations in the Algarve, Nobilus, in Vilamoura, is a contemporary residential development that combines sophisticated design, sustainability and quality of life, set in a calm and privileged environment just minutes from the Marina, the beaches and the golf courses, with quick

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$823/night
50% ($379)Brixfox estimate($823/night)200% ($1515)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$61,955
Airbnb data$823/night · 43% occupancy
Rental income
$823/night · 43% occ.
$119,145
Running costs (20%)
Utilities, cleaning, maintenance
-$23,829
Income tax (10%)
Indonesian rental income tax
-$33,360
Property tax
Annual property tax
-$0
Net income
5.9% ROI
$61,955

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

5.2%

on all-in cost of $1,165,697

Scenario
Pre-tax
After-tax
Owner-managed
8.4%
7.5%
Fully-managed
6.1%
5.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.2%

Annual Revenue

$119,145

Income Tax / yr

$10,425

Payback

19 yrs

True All-In Cost
Asking price$1,054,348
IMT — transfer tax (non-resident 7.5%)$79,076
Stamp duty (0.8%)$8,435
Notary + registry$2,174
Legal$12,968
Furnishing + STR launch$8,696
All-in cost$1,165,697

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.7M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $970K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$303K
Total Position
$1.5M
+53%
8.9%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$653K
Total Position
$2.1M
+115%
8.0%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.5M
Total Position
$3.7M
+277%
6.9%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.7M
Total Position
$5.9M
+504%
6.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.9% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$757 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $757 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.0%
$5,258/mo
40% occ.
8.0%
$7,010/mo
43% occ.
8.5%
$7,506/mo
current
53% occ.
10.5%
$9,259/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,054,348
5.2%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.