House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira
House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira — image 2House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira — image 3House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira — image 4House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira — image 5
Grade B+villamid-range

House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€949,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.6%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,565/yr
Average Daily Rate: €512
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 14.4 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 66.5 / 100
Comparable Properties: 8
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.0% over asking

Asking price€949,000
IMT — Property transfer tax (investment schedule)€56,940
IS — Stamp duty (0.8%)€7,592
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,235
Total acquisition costs€80,017
Renovation (est. €55/m² × 285 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,675
(€8,550–€22,800)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 285 m²
Land: 241 m²
Style: portuguese-traditional
Condition: good
Year Built: 2008
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pergolabalconiestraditional chimney

Score Breakdown

ROI
18.49
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
4.98
Rental Demand
4.42
Payback Speed
3
STR Suitability
3

Description

Located at Urbanização Palmyra on Vila Sol, close to Vilamora, this spacious 4-bedroom, 4-bathroom townhouse offers a great living space across four floors. The ground floor forms the heart of the home, housing a lounge and dining room, a fully equipped kitchen, one bedroom, and a bathroom. The kitchen features oak sty

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on OliveHomes.com →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Rua do Morgadinho, Vila Sol - Morgadinho, Quarteira

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
285 m²
Land Plot
241 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$291K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$5,019/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.1 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

Located at Urbanização Palmyra on Vila Sol, close to Vilamora, this spacious 4-bedroom, 4-bathroom townhouse offers a great living space across four floors. The ground floor forms the heart of the home, housing a lounge and dining room, a fully equipped kitchen, one bedroom, and a bathroom. The kitchen features oak sty

Income Breakdown

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Nightly Rate (ADR)
$739/night
50% ($340)Brixfox estimate($739/night)200% ($1360)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$60,225
Airbnb data$739/night · 44% occupancy
Rental income
$739/night · 44% occ.
$119,288
Running costs (20%)
Utilities, cleaning, maintenance
-$23,858
Income tax (10%)
Indonesian rental income tax
-$33,401
Property tax
Annual property tax
-$1,805
Net income
5.8% ROI
$60,225

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,031,522
IMT (transfer tax, investment schedule)$61,891
Imposto de Selo (stamp duty)$8,252
Notary & registration$1,359
Legal / due diligence$15,473
Total acquisition costs$86,975
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,038
($9,293–$24,783)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,174,176

Gross yield (asking)

11.6%

True gross yield (all-in)

10.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $949K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$294K
Total Position
$1.4M
+53%
8.8%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$635K
Total Position
$2.0M
+115%
8.0%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.5M
Total Position
$3.6M
+276%
6.8%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.6M
Total Position
$5.7M
+502%
6.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$680 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
241 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $680 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$4,571/mo
40% occ.
7.1%
$6,145/mo
44% occ.
7.9%
$6,808/mo
current
54% occ.
9.8%
$8,382/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.