Detached house in Estrada do Paço, 16, Algoz
Detached house in Estrada do Paço, 16, Algoz — image 2Detached house in Estrada do Paço, 16, Algoz — image 3Detached house in Estrada do Paço, 16, Algoz — image 4Detached house in Estrada do Paço, 16, Algoz — image 5
Grade B+villamid-range

Detached house in Estrada do Paço, 16, Algoz

Silves · Central Algarve ·

€499,900

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,575/yr
Average Daily Rate: €324
-20.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%), Has view (+10%)
Payback Period: 14.3 years
5-yr Capital Value: €656,861
10-yr Capital Value: €799,172
Brixfox Score: 66.5 / 100
Comparable Properties: 7
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€588,510

+17.7% over asking

Asking price€499,900
IMT — Property transfer tax (investment schedule)€27,822
IS — Stamp duty (0.8%)€3,999
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,499
Total acquisition costs€40,570
Renovation (est. €55/m² × 288 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,840
(€8,640–€23,040)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€588,510

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 288 m²
Land: 480 m²
Style: dated
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ornate chandelierstraditional wooden furnituredecorative wall sconces

Score Breakdown

ROI
18.52
Visual Appeal
8.2
Ownership Security
13
Location
7.2
Land & Space
9.9
Rental Demand
3.69
Payback Speed
3
STR Suitability
3

Description

We present this spacious villa located in the centre of Algoz. Inserted in a generous plot of 480 m², this property stands out for its large built area and the potential for various housing configurations. The villa, consisting of a single floor, offers a private gross area of 263 m², complemented by 25 m² of depende

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on AlgarveDream Property →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Estrada do Paço, 16, Algoz

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
288 m²
Land Plot
480 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$94K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$2,649/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.1 yr
Rental only

Property details

Energy: D
Condition: good

Description

We present this spacious villa located in the centre of Algoz. Inserted in a generous plot of 480 m², this property stands out for its large built area and the potential for various housing configurations. The villa, consisting of a single floor, offers a private gross area of 263 m², complemented by 25 m² of depende

Income Breakdown

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Nightly Rate (ADR)
$468/night
50% ($215)Brixfox estimate($468/night)200% ($861)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$31,786
Airbnb data$468/night · 37% occupancy
Rental income
$468/night · 37% occ.
$62,957
Running costs (20%)
Utilities, cleaning, maintenance
-$12,591
Income tax (10%)
Indonesian rental income tax
-$17,628
Property tax
Annual property tax
-$951
Net income
5.8% ROI
$31,786

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$543,370
IMT (transfer tax, investment schedule)$30,241
Imposto de Selo (stamp duty)$4,347
Notary & registration$1,359
Legal / due diligence$8,151
Total acquisition costs$44,098
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,217
($9,391–$25,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$637,511

Gross yield (asking)

11.6%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.5M$2.6M$1.7M$866K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$155K
Total Position
$763K
+53%
8.8%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$335K
Total Position
$1.1M
+115%
8.0%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$786K
Total Position
$1.9M
+276%
6.9%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.4M
Total Position
$3.0M
+503%
6.2%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$430 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Good
480 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $430 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 37% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$2,909/mo
40% occ.
8.6%
$3,905/mo
37% occ.
7.9%
$3,593/mo
current
47% occ.
10.1%
$4,589/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.