T0 (studio) in Rua Francisco Bivar, Portimão
Grade B+apartmentmid-range

T0 (studio) in Rua Francisco Bivar, Portimão

Portimão · Western Algarve ·

€200,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,659/yr
Average Daily Rate: €136
Payback Period: 10.4 years
5-yr Capital Value: €262,797
10-yr Capital Value: €319,733
Brixfox Score: 69.6 / 100
Comparable Properties: 83
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€232,822

+16.4% over asking

Asking price€200,000
IMT — Property transfer tax (investment schedule)€4,997
IS — Stamp duty (0.8%)€1,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,000
Total acquisition costs€10,847
Renovation (est. €55/m² × 45 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,475
(€1,350–€3,600)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€232,822

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Building: 45 m²
Style: contemporary
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

textured ceiling with recessed lighting

Score Breakdown

ROI
22.54
Visual Appeal
10
Ownership Security
13
Location
9.36
Land & Space
2.9
Rental Demand
4.78
Payback Speed
4
STR Suitability
3

Description

Unmissable Opportunity: T0 Praia da Rocha Discover your perfect retreat in the famous Praia da Rocha! This cozy T0 is ideal for those looking for a functional and comfortable space, just a few steps from the sea. With a privileged location, you can enjoy all the wonders this beach has to offer. Property Features: Cozy

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

View on ALLGARVE Real Estate →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T0 (studio) in Rua Francisco Bivar, Portimão

Inventory
0 Beds
Bathrooms
0 Baths
Built Area
45 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$49K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.1%
$1,469/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.3 yr
Rental only

Property details

Condition: good

Description

Unmissable Opportunity: T0 Praia da Rocha Discover your perfect retreat in the famous Praia da Rocha! This cozy T0 is ideal for those looking for a functional and comfortable space, just a few steps from the sea. With a privileged location, you can enjoy all the wonders this beach has to offer. Property Features: Cozy

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$198/night
50% ($91)Brixfox estimate($198/night)200% ($365)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$17,624
Airbnb data$198/night · 48% occupancy
Rental income
$198/night · 48% occ.
$34,624
Running costs (20%)
Utilities, cleaning, maintenance
-$6,925
Income tax (10%)
Indonesian rental income tax
-$9,695
Property tax
Annual property tax
-$380
Net income
8.1% ROI
$17,624

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$217,391
IMT (transfer tax, investment schedule)$5,432
Imposto de Selo (stamp duty)$1,739
Notary & registration$1,359
Legal / due diligence$3,261
Total acquisition costs$11,790
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,690
($1,467–$3,913)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$253,067

Gross yield (asking)

15.9%

True gross yield (all-in)

13.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$1.6M$1.2M$817K$408K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $200K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$243K
+22%
Rental Income
+$86K
Total Position
$329K
+65%
10.5%/yr
Year 10
Capital Value
$296K
+48%
Rental Income
+$186K
Total Position
$482K
+141%
9.2%/yr
Year 20
Capital Value
$438K
+119%
Rental Income
+$436K
Total Position
$874K
+337%
7.7%/yr
Year 30
Capital Value
$649K
+224%
Rental Income
+$771K
Total Position
$1.4M
+610%
6.8%/yr

Location

Portimão

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.1% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$183 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.1% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.8%
$1,236/mo
40% occ.
9.2%
$1,658/mo
48% occ.
11.0%
$1,988/mo
current
58% occ.
13.3%
$2,411/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.