Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.3M

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €105,114/yr
Average Daily Rate: €640
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 46.4 years
5-yr Capital Value: €2.7M
10-yr Capital Value: €3.1M
Brixfox Score: 69.2 / 100
Comparable Properties: 10
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.6M

+12.6% over asking

Asking price€2.3M
IMT — Property transfer tax (investment schedule)€172,500
IS — Stamp duty (0.8%)€18,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€34,500
Total acquisition costs€226,650
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.6M

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 180 m²
Land: 1000 m²
Style: contemporary
Condition: excellent
Year Built: 1998
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved sofamodern chandeliercircular ceiling designlarge format polished floor tiles

Score Breakdown

ROI
8.56
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.5
Payback Speed
1
STR Suitability
4

Description

House T4 for sale.

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Remax Riverview →Also on Idealista.pt
Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Idealista.pt
Source verified

Detached house in Rua Depósito de Água, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-5470
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
180 m²
Land
1000 m²
True net yield
2.2%
≈ $8,654/mo net after costs & tax
Brixfox Score 69 · B+

Property details

Year built: 1998
Energy: B
Condition: excellent

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$921/night
50% ($424)Brixfox estimate($921/night)200% ($1695)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$72,808
Airbnb data$921/night · 45% occupancy
Rental income
$921/night · 45% occ.
$140,015
Running costs (20%)
Utilities, cleaning, maintenance
-$28,003
Income tax (10%)
Indonesian rental income tax
-$39,204
Property tax
Annual property tax
-$0
Net income
2.9% ROI
$72,808

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
3.8%
3.3%
Fully-managed
2.6%
2.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.1%

Annual Revenue

$140,015

Income Tax / yr

$12,251

Payback

46 yrs

True All-In Cost
Asking price$2,500,000
IMT — transfer tax (non-resident 7.5%)$187,500
Stamp duty (0.8%)$20,000
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,750,217

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.2M$9.2M$6.1M$3.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.8M
+22%
Rental Income
+$356K
Total Position
$3.2M
+37%
6.5%/yr
Year 10
Capital Value
$3.4M
+48%
Rental Income
+$768K
Total Position
$4.2M
+81%
6.1%/yr
Year 20
Capital Value
$5.0M
+119%
Rental Income
+$1.8M
Total Position
$6.8M
+197%
5.6%/yr
Year 30
Capital Value
$7.5M
+224%
Rental Income
+$3.2M
Total Position
$10.6M
+363%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$848 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $848 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$5,885/mo
40% occ.
3.8%
$7,846/mo
45% occ.
4.2%
$8,821/mo
current
55% occ.
5.2%
$10,782/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$2,500,000
2.2%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.