Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão
Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão — image 2Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão — image 3Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão — image 4Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão — image 5
Grade Bvillabudget

Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€335,000

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,128/yr
Average Daily Rate: €115
Payback Period: 21.6 years
5-yr Capital Value: €440,185
10-yr Capital Value: €535,552
Brixfox Score: 57.2 / 100
Comparable Properties: 82
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€452,135

+35.0% over asking

Asking price€335,000
IMT — Property transfer tax (investment schedule)€14,630
IS — Stamp duty (0.8%)€2,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,025
Total acquisition costs€23,585
Renovation (est. €900/m² × 83 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€74,700
(€58,100–€91,300)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€452,135

Gross yield (asking price)

5.7%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 83 m²
Land: 242 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1988
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese facadeoutdoor stone staircasecourtyard potential

Score Breakdown

ROI
14.9
Visual Appeal
3.6
Ownership Security
13
Location
9.36
Land & Space
7.76
Rental Demand
4.56
Payback Speed
1
STR Suitability
3

Description

Discover the opportunity of a lifetime in this charming Villa in Portimão, searching for its next chapter. With 2 spacious bedrooms and 1 bathroom, this property set on a 242 sqm area provides a delightful space for your family to grow. Although in need of some renovation, this Villa boasts a gross area of 83 sqm, mak

Location

📍 37.1340°N, 8.5369°W

· Portimão, Algarve, Portugal

View on PERA Premium Properties →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Terraced house in Rua Dom Carlos I, Zona Ribeirinha, Portimão Cidade, Portimão

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
83 m²
Land Plot
242 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$82K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$1,159/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.2 yr
Rental only

Property details

Year built: 1988
Energy: E
Condition: needs-renovation

Description

Discover the opportunity of a lifetime in this charming Villa in Portimão, searching for its next chapter. With 2 spacious bedrooms and 1 bathroom, this property set on a 242 sqm area provides a delightful space for your family to grow. Although in need of some renovation, this Villa boasts a gross area of 83 sqm, mak

Income Breakdown

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Nightly Rate (ADR)
$168/night
50% ($77)Brixfox estimate($168/night)200% ($309)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$13,913
Airbnb data$168/night · 46% occupancy
Rental income
$168/night · 46% occ.
$27,980
Running costs (20%)
Utilities, cleaning, maintenance
-$5,596
Income tax (10%)
Indonesian rental income tax
-$7,835
Property tax
Annual property tax
-$637
Net income
3.8% ROI
$13,913

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$364,130
IMT (transfer tax, investment schedule)$15,902
Imposto de Selo (stamp duty)$2,913
Notary & registration$1,359
Legal / due diligence$5,462
Total acquisition costs$25,636
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$81,196
($63,152–$99,239)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$489,277

Gross yield (asking)

7.7%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$1.9M$1.5M$975K$487K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $335K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$408K
+22%
Rental Income
+$68K
Total Position
$476K
+42%
7.3%/yr
Year 10
Capital Value
$496K
+48%
Rental Income
+$147K
Total Position
$643K
+92%
6.7%/yr
Year 20
Capital Value
$734K
+119%
Rental Income
+$344K
Total Position
$1.1M
+222%
6.0%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$609K
Total Position
$1.7M
+406%
5.6%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Good
$155 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Average
242 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$1,020/mo
40% occ.
4.5%
$1,378/mo
46% occ.
5.2%
$1,579/mo
current
56% occ.
6.4%
$1,937/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.