T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+apartmentmid-range

T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€279,000

Asking Price (EUR)

8.2%

True Net Yield (Owner, all-in)

5.6%

True Net Yield (Managed, all-in)

10.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,739/yr
Average Daily Rate: €192
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 17.2 years
5-yr Capital Value: €323,437
10-yr Capital Value: €374,953
Brixfox Score: 72.8 / 100

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€319,194

+14.4% over asking

Asking price€279,000
IMT — Property transfer tax (investment schedule)€10,527
IS — Stamp duty (0.8%)€2,232
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,185
Total acquisition costs€18,194
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€319,194

Gross yield (asking price)

11.7%

True gross yield (all-in)

10.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 76 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: In process
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge pooltraditional terracotta roof tileswooden pergolas on balconies

Score Breakdown

ROI
20.46
Visual Appeal
12.6
Ownership Security
13
Location
10.56
Land & Space
3.52
Rental Demand
4.68
Payback Speed
4
STR Suitability
4

Description

Monte Santo Resort in Carvoeiro is in perfect harmony with nature, designed to offer a perfect balance between comfort and relaxed luxury. It is a family destination, ideal for relaxing near the beach, with access to various sports and leisure activities. It is 2 km from the center of Carvoeiro, 4 km from Lagoa and is

Location

📍 37.1089°N, 8.4746°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Idealista.pt
Source verified

T1 flat in Rua João Paulo II, 1, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-0480
Ownership
Freehold
Bedrooms
1
Bathrooms
2
Built area
76 m²
True net yield
5.8%
≈ $2,911/mo net after costs & tax
Brixfox Score 73 · B+

Property details

Energy: In process
Condition: excellent

Description

Monte Santo Resort in Carvoeiro is in perfect harmony with nature, designed to offer a perfect balance between comfort and relaxed luxury. It is a family destination, ideal for relaxing near the beach, with access to various sports and leisure activities. It is 2 km from the center of Carvoeiro, 4 km from Lagoa and is

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$276/night
50% ($127)Brixfox estimate($276/night)200% ($507)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$22,679
Airbnb data$276/night · 47% occupancy
Rental income
$276/night · 47% occ.
$43,613
Running costs (20%)
Utilities, cleaning, maintenance
-$8,723
Income tax (10%)
Indonesian rental income tax
-$12,212
Property tax
Annual property tax
-$0
Net income
7.5% ROI
$22,679

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.2%
9.1%
Fully-managed
6.9%
5.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.7%

Annual Revenue

$43,613

Income Tax / yr

$3,816

Payback

17 yrs

True All-In Cost
Asking price$303,261
IMT — transfer tax (non-resident 7.5%)$22,745
Stamp duty (0.8%)$2,426
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$8,696
All-in cost$343,312

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.2M$1.6M$1.1M$546K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $279K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$339K
+22%
Rental Income
+$111K
Total Position
$450K
+61%
10.0%/yr
Year 10
Capital Value
$413K
+48%
Rental Income
+$239K
Total Position
$652K
+134%
8.9%/yr
Year 20
Capital Value
$611K
+119%
Rental Income
+$561K
Total Position
$1.2M
+320%
7.4%/yr
Year 30
Capital Value
$905K
+224%
Rental Income
+$993K
Total Position
$1.9M
+580%
6.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.5% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$254 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $254 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.0%
$1,760/mo
40% occ.
9.3%
$2,347/mo
47% occ.
10.9%
$2,748/mo
current
57% occ.
13.2%
$3,334/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$303,261
5.8%
Net yield
View original listing
Source verified · Idealista.pt · listed 3 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.