T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens
T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens — image 2T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens — image 3T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens — image 4T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens — image 5
Grade C+apartmentmid-range

T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens

Sagres/Vila do Bispo · Western Algarve ·

€319,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €15,870/yr
Average Daily Rate: €127
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 63.1 years
5-yr Capital Value: €369,808
10-yr Capital Value: €428,709
Brixfox Score: 48.6 / 100
Comparable Properties: 36
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€363,847

+14.1% over asking

Asking price€319,000
IMT — Property transfer tax (investment schedule)€13,350
IS — Stamp duty (0.8%)€2,552
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,785
Total acquisition costs€21,937
Renovation (est. €55/m² × 62 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,410
(€1,860–€4,960)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€363,847

Gross yield (asking price)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 62 m²
Style: portuguese-traditional
Condition: good
Year Built: 1978
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced architecturesolar panelsmultiple balconies/terraces

Score Breakdown

ROI
6.32
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
3.24
Rental Demand
3.41
Payback Speed
0
STR Suitability
4

Description

Renovated 1-Bedroom House with Sea View in Salema | 3 Minutes' Walk to the Beach Fully renovated 1-bedroom house, located in the heart of Salema, just a 3-minute walk from the beach. Situated in one of the most authentic coastal villages in the Algarve, this property offers a rare combination of sea view, central loca

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on LiveAlgarve Realty →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

T1 flat in Rua 28 de Janeiro, 27, Salema - Vale de Boi, Budens

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
62 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score49
GradeC+
Brixfox Intelligence
49C+Moderate
Score Breakdown
ROI & Yield54%
Capital Growth51%
Risk Profile52%
Market Demand49%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.6%
$868/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.3 yr
Rental only

Property details

Year built: 1978
Energy: Exempt
Condition: good

Description

Renovated 1-Bedroom House with Sea View in Salema | 3 Minutes' Walk to the Beach Fully renovated 1-bedroom house, located in the heart of Salema, just a 3-minute walk from the beach. Situated in one of the most authentic coastal villages in the Algarve, this property offers a rare combination of sea view, central loca

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$184/night
50% ($85)Brixfox estimate($184/night)200% ($338)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$10,422
Airbnb data$184/night · 34% occupancy
Rental income
$184/night · 34% occ.
$21,209
Running costs (20%)
Utilities, cleaning, maintenance
-$4,242
Income tax (10%)
Indonesian rental income tax
-$5,938
Property tax
Annual property tax
-$607
Net income
3.0% ROI
$10,422

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Investment Returns

After-tax net yield · all-in cost basis

Net Yield · Fully-Managed · After Tax

1.6%

on all-in cost of $390,653

Scenario
Pre-tax
After-tax
Owner-managed
3.6%
3.2%
Fully-managed
2.1%
1.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.4%

Annual Revenue

$21,209

Income Tax / yr

$1,855

Payback

63 yrs

True All-In Cost
Asking price$346,739
IMT — transfer tax (non-resident 7.5%)$26,005
Stamp duty (0.8%)$2,774
Notary + registry$2,174
Legal$4,265
Furnishing + STR launch$8,696
All-in cost$390,653

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$1.7M$1.3M$857K$429K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $319K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$388K
+22%
Rental Income
+$51K
Total Position
$439K
+38%
6.6%/yr
Year 10
Capital Value
$472K
+48%
Rental Income
+$110K
Total Position
$582K
+82%
6.2%/yr
Year 20
Capital Value
$699K
+119%
Rental Income
+$258K
Total Position
$957K
+200%
5.6%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$456K
Total Position
$1.5M
+367%
5.3%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Good
$169 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.9%
$1,124/mo
40% occ.
5.2%
$1,516/mo
34% occ.
4.4%
$1,286/mo
current
44% occ.
5.8%
$1,677/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.