Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão
Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão — image 2Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão — image 3Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão — image 4Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão — image 5
Grade Avillamid-range

Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€1.8M

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (1 comps, 51% confidence).

8.4%

True Net Yield (Owner, all-in)

5.8%

True Net Yield (Managed, all-in)

12.9%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €257,038/yr
Average Daily Rate: €1509
Payback Period: 8.3 years
5-yr Capital Value: €2.3M
10-yr Capital Value: €2.8M
Brixfox Score: 77.2 / 100
Comparable Properties: 1
Data Confidence: 51%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+14.2% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€131,250
IS — Stamp duty (0.8%)€14,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,250
Total acquisition costs€172,750
Renovation€0 — move-in ready
Furnishing & STR launch (11bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€75,000
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

14.7%

True gross yield (all-in)

12.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 11
Bathrooms: 10
Building: 730 m²
Style: contemporary
Condition: excellent
Year Built: 1949
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern black kitchen cabinetryparquet flooringornate wall molding

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
9.36
Land & Space
6
Rental Demand
4.67
Payback Speed
4
STR Suitability
3

Description

Magnificent mansion with 4 joint fractions, ideal for tourist exploration Located in the historic area of the city, this unique Palace, full of style and sophistication, was fully refurbished in 2022. Palace-style building of classic lines located in the riverside area of the city of Portimão, composed of four joint

Location

📍 37.1398°N, 8.5344°W

· Portimão, Algarve, Portugal

View on K&T Mediação Imobiliária Lda →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Terraced house in Rua Judice Fialho, 49 b, Zona Ribeirinha, Portimão Cidade, Portimão

Inventory
11 Beds
Bathrooms
10 Baths
Built Area
730 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 10.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$431K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.3%
$16,321/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.7 yr
Rental only

Property details

Year built: 1949
Energy: D
Condition: excellent

Description

Magnificent mansion with 4 joint fractions, ideal for tourist exploration Located in the historic area of the city, this unique Palace, full of style and sophistication, was fully refurbished in 2022. Palace-style building of classic lines located in the riverside area of the city of Portimão, composed of four joint

Income Breakdown

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Nightly Rate (ADR)
$2,249/night
50% ($1034)Brixfox estimate($2,249/night)200% ($4137)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$195,848
Airbnb data$2,249/night · 47% occupancy
Rental income
$2,249/night · 47% occ.
$383,033
Running costs (20%)
Utilities, cleaning, maintenance
-$76,607
Income tax (10%)
Indonesian rental income tax
-$107,249
Property tax
Annual property tax
-$3,329
Net income
10.3% ROI
$195,848

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,902,174
IMT (transfer tax, investment schedule)$142,663
Imposto de Selo (stamp duty)$15,217
Notary & registration$1,359
Legal / due diligence$28,533
Total acquisition costs$187,772
RenovationMove-in ready
Furnishing & STR launch
11bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$79,348
All-in investment$2,169,293

Gross yield (asking)

20.1%

True gross yield (all-in)

17.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$16.4M$12.3M$8.2M$4.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$957K
Total Position
$3.1M
+76%
12.0%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$2.1M
Total Position
$4.7M
+166%
10.3%/yr
Year 20
Capital Value
$3.8M
+119%
Rental Income
+$4.8M
Total Position
$8.7M
+396%
8.3%/yr
Year 30
Capital Value
$5.7M
+224%
Rental Income
+$8.6M
Total Position
$14.2M
+714%
7.2%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.3% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$2069 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.3% — outperforms most villas in this market
Premium nightly rate of $2069 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.9%
$14,085/mo
40% occ.
11.9%
$18,873/mo
47% occ.
13.9%
$22,066/mo
current
57% occ.
16.9%
$26,854/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.