Village house, Mercador, Nn, Cachopo, Tavira
Village house, Mercador, Nn, Cachopo, Tavira — image 2Village house, Mercador, Nn, Cachopo, Tavira — image 3Village house, Mercador, Nn, Cachopo, Tavira — image 4Village house, Mercador, Nn, Cachopo, Tavira — image 5
Grade Bvillabudget

Village house, Mercador, Nn, Cachopo, Tavira

Tavira · Eastern Algarve ·

€100,000

Asking Price (EUR)

1.7%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.6%

True Gross Yield

19%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €6,378/yr
Average Daily Rate: €91
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 19.2 years
5-yr Capital Value: €131,399
10-yr Capital Value: €159,866
Brixfox Score: 60.9 / 100
Comparable Properties: 5
Data Confidence: 56%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€248,250

+148.3% over asking

Asking price€100,000
IMT — Property transfer tax (investment schedule)€1,000
IS — Stamp duty (0.8%)€800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,500
Total acquisition costs€4,550
Renovation (est. €900/m² × 135 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€121,500
(€94,500–€148,500)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€248,250

Gross yield (asking price)

6.4%

True gross yield (all-in)

2.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 135 m²
Land: 423 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1960
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.78
Visual Appeal
4.6
Ownership Security
13
Location
9.84
Land & Space
10.77
Rental Demand
1.92
Payback Speed
2
STR Suitability
3

Description

Located amid the lush nature of the Algarve mountains, these two old villas exude charm and history in every corner. With a privileged location, close to Monte da Ribeira, they offer their future residents a haven of tranquillity and natural beauty. Every detail of this property tells a unique story, from the thick st

Location

📍 37.2797°N, 7.7453°W

· Tavira, Algarve, Portugal

View on SM - Arquitetos e Imobiliária →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Village house, Mercador, Nn, Cachopo, Tavira

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
135 m²
Land Plot
423 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$22K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.3%
$391/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.2 yr
Rental only

Property details

Year built: 1960
Energy: Not indicated
Condition: needs-renovation

Description

Located amid the lush nature of the Algarve mountains, these two old villas exude charm and history in every corner. With a privileged location, close to Monte da Ribeira, they offer their future residents a haven of tranquillity and natural beauty. Every detail of this property tells a unique story, from the thick st

Income Breakdown

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Nightly Rate (ADR)
$134/night
50% ($62)Brixfox estimate($134/night)200% ($247)
Occupancy
19%
10%Brixfox estimate(19%)100%

Short-Term Rental

Yearly income
$4,693
Airbnb data$134/night · 19% occupancy
Rental income
$134/night · 19% occ.
$9,390
Running costs (20%)
Utilities, cleaning, maintenance
-$1,878
Income tax (10%)
Indonesian rental income tax
-$2,629
Property tax
Annual property tax
-$190
Net income
4.3% ROI
$4,693

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$108,696
IMT (transfer tax, investment schedule)$1,087
Imposto de Selo (stamp duty)$870
Notary & registration$1,359
Legal / due diligence$1,630
Total acquisition costs$4,946
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$132,065
($102,717–$161,413)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$267,663

Gross yield (asking)

8.6%

True gross yield (all-in)

3.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$609K$457K$305K$152K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $100K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$122K
+22%
Rental Income
+$23K
Total Position
$145K
+45%
7.7%/yr
Year 10
Capital Value
$148K
+48%
Rental Income
+$49K
Total Position
$198K
+98%
7.0%/yr
Year 20
Capital Value
$219K
+119%
Rental Income
+$116K
Total Position
$335K
+235%
6.2%/yr
Year 30
Capital Value
$324K
+224%
Rental Income
+$205K
Total Position
$530K
+430%
5.7%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Weak
19% average occupancy
Nightly Rate
Good
$123 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Good
423 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.3%
$841/mo
40% occ.
12.4%
$1,126/mo
19% occ.
5.9%
$532/mo
current
29% occ.
9.0%
$818/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.