Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão
Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão — image 2Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão — image 3Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão — image 4Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão — image 5
Grade C+villamid-range

Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão

Portimão · Western Algarve ·

€599,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,307/yr
Average Daily Rate: €147
Payback Period: 32.7 years
5-yr Capital Value: €787,077
10-yr Capital Value: €957,600
Brixfox Score: 54.9 / 100
Comparable Properties: 7
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€703,977

+17.5% over asking

Asking price€599,000
IMT — Property transfer tax (investment schedule)€35,750
IS — Stamp duty (0.8%)€4,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,985
Total acquisition costs€50,777
Renovation (est. €55/m² × 400 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,000
(€12,000–€32,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€703,977

Gross yield (asking price)

3.7%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 400 m²
Land: 208 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with water viewtraditional terracotta roof tiles

Score Breakdown

ROI
11.35
Visual Appeal
10
Ownership Security
13
Location
9.36
Land & Space
4.02
Rental Demand
4.16
Payback Speed
0
STR Suitability
3

Description

3 bedroom villa located in the Urbanization of Cerro Gordo, in Portimão, with open views of the river and the surrounding landscape. The villa is distributed over basement, ground floor and ground floor, offering large rooms and good natural light. Inside there is a living room with fireplace, dining room, kitchen wit

Location

📍 37.1580°N, 8.5274°W

· Portimão, Algarve, Portugal

View on Nuris Imobiliária →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Detached house in Rua Francisco Monteiro, Malheiro - Belmonte - Ladeira do Vau, Portimão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
400 m²
Land Plot
208 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeC+
Brixfox Intelligence
55C+Moderate
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$147K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.5%
$1,339/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
40.5 yr
Rental only

Property details

Energy: D
Condition: good

Description

3 bedroom villa located in the Urbanization of Cerro Gordo, in Portimão, with open views of the river and the surrounding landscape. The villa is distributed over basement, ground floor and ground floor, offering large rooms and good natural light. Inside there is a living room with fireplace, dining room, kitchen wit

Income Breakdown

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Nightly Rate (ADR)
$218/night
50% ($100)Brixfox estimate($218/night)200% ($401)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$16,068
Airbnb data$218/night · 42% occupancy
Rental income
$218/night · 42% occ.
$33,091
Running costs (20%)
Utilities, cleaning, maintenance
-$6,618
Income tax (10%)
Indonesian rental income tax
-$9,266
Property tax
Annual property tax
-$1,139
Net income
2.5% ROI
$16,068

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$651,087
IMT (transfer tax, investment schedule)$38,859
Imposto de Selo (stamp duty)$5,209
Notary & registration$1,359
Legal / due diligence$9,766
Total acquisition costs$55,192
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$23,913
($13,043–$34,783)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$763,018

Gross yield (asking)

5.1%

True gross yield (all-in)

4.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.0M$2.3M$1.5M$761K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $599K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$78K
Total Position
$807K
+35%
6.1%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$169K
Total Position
$1.1M
+76%
5.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$397K
Total Position
$1.7M
+185%
5.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$703K
Total Position
$2.6M
+342%
5.1%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.5% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$201 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
208 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $201 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$1,298/mo
40% occ.
3.2%
$1,762/mo
42% occ.
3.4%
$1,835/mo
current
52% occ.
4.2%
$2,300/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.