Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo
Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo — image 2Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo — image 3Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo — image 4Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo — image 5
Grade Bvillabudget

Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€280,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,218/yr
Average Daily Rate: €77
-45.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 21.4 years
5-yr Capital Value: €367,916
10-yr Capital Value: €447,626
Brixfox Score: 55.4 / 100
Comparable Properties: 10
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€343,937

+22.8% over asking

Asking price€280,000
IMT — Property transfer tax (investment schedule)€10,597
IS — Stamp duty (0.8%)€2,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,200
Total acquisition costs€18,287
Renovation (est. €350/m² × 67 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€23,450
(€16,750–€30,150)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€343,937

Gross yield (asking price)

5.8%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 67 m²
Land: 67 m²
Style: dated
Condition: fair
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
14.96
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
2.41
Rental Demand
5.78
Payback Speed
1
STR Suitability
3

Description

Excellent house in the heart of Vila do Bispo, 9km from Sagres, the extreme point of Portugal. Renovated house, with restructured bathroom and kitchen, in excellent condition. The house has 3 bedrooms, 1 bathroom, kitchen and open space with plenty of light and windows both at the front and back of the house. On the fi

Location

📍 37.0839°N, 8.9111°W

· Sagres/Vila do Bispo, Algarve, Portugal

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Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Semi-detached house in Rua do Norte, 5, Vila do Bispo e Raposeira, Vila do Bispo

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
67 m²
Land Plot
67 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeB
Brixfox Intelligence
55BStrong
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$69K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$979/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.9 yr
Rental only

Property details

Energy: E
Condition: fair

Description

Excellent house in the heart of Vila do Bispo, 9km from Sagres, the extreme point of Portugal. Renovated house, with restructured bathroom and kitchen, in excellent condition. The house has 3 bedrooms, 1 bathroom, kitchen and open space with plenty of light and windows both at the front and back of the house. On the fi

Income Breakdown

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Nightly Rate (ADR)
$112/night
50% ($51)Brixfox estimate($112/night)200% ($206)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$11,749
Airbnb data$112/night · 58% occupancy
Rental income
$112/night · 58% occ.
$23,618
Running costs (20%)
Utilities, cleaning, maintenance
-$4,724
Income tax (10%)
Indonesian rental income tax
-$6,613
Property tax
Annual property tax
-$533
Net income
3.9% ROI
$11,749

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$304,348
IMT (transfer tax, investment schedule)$11,518
Imposto de Selo (stamp duty)$2,435
Notary & registration$1,359
Legal / due diligence$4,565
Total acquisition costs$19,877
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$25,489
($18,207–$32,772)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$371,671

Gross yield (asking)

7.8%

True gross yield (all-in)

6.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$1.6M$1.2M$818K$409K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $280K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$341K
+22%
Rental Income
+$57K
Total Position
$398K
+42%
7.3%/yr
Year 10
Capital Value
$414K
+48%
Rental Income
+$124K
Total Position
$538K
+92%
6.8%/yr
Year 20
Capital Value
$614K
+119%
Rental Income
+$290K
Total Position
$904K
+223%
6.0%/yr
Year 30
Capital Value
$908K
+224%
Rental Income
+$514K
Total Position
$1.4M
+408%
5.6%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Average
$103 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
67 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
3.4%
$857/mo
48% occ.
4.3%
$1,095/mo
58% occ.
5.3%
$1,333/mo
current
68% occ.
6.2%
$1,572/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.