Terraced house in Sagres, Vila do Bispo
Terraced house in Sagres, Vila do Bispo — image 2Terraced house in Sagres, Vila do Bispo — image 3Terraced house in Sagres, Vila do Bispo — image 4Terraced house in Sagres, Vila do Bispo — image 5
Grade Bvillaluxury

Terraced house in Sagres, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€620,000

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,952/yr
Average Daily Rate: €164
Payback Period: 25.2 years
5-yr Capital Value: €814,671
10-yr Capital Value: €991,172
Brixfox Score: 55.3 / 100
Comparable Properties: 22
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€714,890

+15.3% over asking

Asking price€620,000
IMT — Property transfer tax (investment schedule)€37,430
IS — Stamp duty (0.8%)€4,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,300
Total acquisition costs€52,940
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€41,950
All-in investment (incl. renovation & furnishing)€714,890

Gross yield (asking price)

4.8%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 123 m²
Land: 54 m²
Style: modern
Condition: excellent
Year Built: 2010
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean view balconiesopen-plan livingmodern minimalist architecturelandscaped gardens

Score Breakdown

ROI
13.88
Visual Appeal
10
Ownership Security
13
Location
9
Land & Space
1.45
Rental Demand
5
Payback Speed
0
STR Suitability
3

Description

Modern 2 Bedroom houses with beach views, in Luxury 5 Star Resort, West Algarve • Living area 110m² • Underfloor heating • 2 bedrooms, 2 bathrooms • Year of construction 2010 • Resort facilities for all the family • Walking distance to the beach 600m These luxury homes have an east-west orientation giving magnificent

Location

📍 37.0251°N, 8.9217°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Sagres, Vila do Bispo

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
123 m²
Land Plot
54 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeB
Brixfox Intelligence
55BStrong
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$153K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$1,827/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.7 yr
Rental only

Property details

Year built: 2010
Energy: A
Condition: excellent

Description

Modern 2 Bedroom houses with beach views, in Luxury 5 Star Resort, West Algarve • Living area 110m² • Underfloor heating • 2 bedrooms, 2 bathrooms • Year of construction 2010 • Resort facilities for all the family • Walking distance to the beach 600m These luxury homes have an east-west orientation giving magnificent

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$243/night
50% ($112)Brixfox estimate($243/night)200% ($448)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$21,922
Airbnb data$243/night · 50% occupancy
Rental income
$243/night · 50% occ.
$44,425
Running costs (20%)
Utilities, cleaning, maintenance
-$8,885
Income tax (10%)
Indonesian rental income tax
-$12,439
Property tax
Annual property tax
-$1,179
Net income
3.3% ROI
$21,922

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$673,913
IMT (transfer tax, investment schedule)$40,685
Imposto de Selo (stamp duty)$5,391
Notary & registration$1,359
Legal / due diligence$10,109
Total acquisition costs$57,543
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$43,424
All-in investment$774,880

Gross yield (asking)

6.6%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.4M$2.6M$1.7M$854K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $620K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$754K
+22%
Rental Income
+$107K
Total Position
$861K
+39%
6.8%/yr
Year 10
Capital Value
$918K
+48%
Rental Income
+$231K
Total Position
$1.1M
+85%
6.4%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$542K
Total Position
$1.9M
+207%
5.8%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$959K
Total Position
$3.0M
+379%
5.4%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$224 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
54 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $224 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.6%
$1,457/mo
40% occ.
3.5%
$1,975/mo
50% occ.
4.4%
$2,493/mo
current
60% occ.
5.4%
$3,011/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.