Detached house in Barão de São Miguel, Vila do Bispo
Detached house in Barão de São Miguel, Vila do Bispo — image 2Detached house in Barão de São Miguel, Vila do Bispo — image 3Detached house in Barão de São Miguel, Vila do Bispo — image 4Detached house in Barão de São Miguel, Vila do Bispo — image 5
Grade B+villabudget

Detached house in Barão de São Miguel, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€297,500

Asking Price (EUR)

9.6%

True Net Yield (Owner, all-in)

6.6%

True Net Yield (Managed, all-in)

14.8%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €74,955/yr
Average Daily Rate: €308
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 4.9 years
5-yr Capital Value: €390,911
10-yr Capital Value: €475,602
Brixfox Score: 70.1 / 100
Comparable Properties: 17
Data Confidence: 69%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€507,665

+70.6% over asking

Asking price€297,500
IMT — Property transfer tax (investment schedule)€11,822
IS — Stamp duty (0.8%)€2,380
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,463
Total acquisition costs€19,915
Renovation (est. €900/m² × 183 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€164,700
(€128,100–€201,300)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€507,665

Gross yield (asking price)

25.2%

True gross yield (all-in)

14.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 183 m²
Land: 233 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1955
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exterior trimcobblestone courtyard

Score Breakdown

ROI
25
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
5.43
Rental Demand
6.7
Payback Speed
5
STR Suitability
3

Description

Looking for a new house in the Algarve region? Whether for your own home or for holidays? Surrounded by nature and complete tranquility? Your opportunity has arrived! I present you this 4-bedroom house in Barão de São Miguel, in the parish of Vila do Bispo, Lagos, with a total land area of 233m2, of which 183m2 are

Location

📍 37.1136°N, 8.7941°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Century 21 Nações II →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Barão de São Miguel, Vila do Bispo

Inventory
4 Beds
Bathrooms
1 Baths
Built Area
183 m²
Land Plot
233 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 17.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+22.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$73K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
17.3%
$4,668/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.8 yr
Rental only

Property details

Year built: 1955
Energy: F
Condition: needs-renovation

Description

Looking for a new house in the Algarve region? Whether for your own home or for holidays? Surrounded by nature and complete tranquility? Your opportunity has arrived! I present you this 4-bedroom house in Barão de São Miguel, in the parish of Vila do Bispo, Lagos, with a total land area of 233m2, of which 183m2 are

Income Breakdown

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Nightly Rate (ADR)
$445/night
50% ($205)Brixfox estimate($445/night)200% ($819)
Occupancy
67%
10%Brixfox estimate(67%)100%

Short-Term Rental

Yearly income
$56,022
Airbnb data$445/night · 67% occupancy
Rental income
$445/night · 67% occ.
$108,823
Running costs (20%)
Utilities, cleaning, maintenance
-$21,765
Income tax (10%)
Indonesian rental income tax
-$30,470
Property tax
Annual property tax
-$566
Net income
17.3% ROI
$56,022

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$323,370
IMT (transfer tax, investment schedule)$12,850
Imposto de Selo (stamp duty)$2,587
Notary & registration$1,359
Legal / due diligence$4,851
Total acquisition costs$21,647
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$179,022
($139,239–$218,804)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$549,636

Gross yield (asking)

33.7%

True gross yield (all-in)

19.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.9M$2.9M$2.0M$982K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $298K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$362K
+22%
Rental Income
+$274K
Total Position
$636K
+114%
16.4%/yr
Year 10
Capital Value
$440K
+48%
Rental Income
+$591K
Total Position
$1.0M
+247%
13.2%/yr
Year 20
Capital Value
$652K
+119%
Rental Income
+$1.4M
Total Position
$2.0M
+585%
10.1%/yr
Year 30
Capital Value
$965K
+224%
Rental Income
+$2.5M
Total Position
$3.4M
+1049%
8.5%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
17.3% annual return
Occupancy
Good
67% average occupancy
Nightly Rate
Strong
$409 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Average
233 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 17.3% — outperforms most villas in this market
Premium nightly rate of $409 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

47% occ.
16.3%
$4,405/mo
57% occ.
19.9%
$5,353/mo
67% occ.
23.4%
$6,300/mo
current
77% occ.
26.9%
$7,248/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.