Terraced house in Vila do Bispo e Raposeira, Vila do Bispo
Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 2Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 3Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 4Terraced house in Vila do Bispo e Raposeira, Vila do Bispo — image 5
Grade C+villamid-range

Terraced house in Vila do Bispo e Raposeira, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€345,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,225/yr
Average Daily Rate: €117
Payback Period: 26.6 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 52.4 / 100
Comparable Properties: 6
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€406,215

+17.7% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation (est. €55/m² × 80 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,400
(€2,400–€6,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€406,215

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 80 m²
Land: 58 m²
Style: portuguese-traditional
Condition: good
Year Built: 2014
Energy Certificate: B
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone facade accentssmall balcony with seatingfireplace

Score Breakdown

ROI
13.57
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
1.89
Rental Demand
3.79
Payback Speed
0
STR Suitability
3

Description

Located in the picturesque Vila do Bispo, this 3-bedroom townhouse offers comfort, convenience, and personality, all within walking distance of local amenities. Key features include: 3 bedrooms spread over three floors, including a spacious master suite with wardrobes and another with beautiful views of the village; M

Location

📍 37.0840°N, 8.9093°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Portuguese Property Investments →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Vila do Bispo e Raposeira, Vila do Bispo

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
80 m²
Land Plot
58 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score52
GradeC+
Brixfox Intelligence
52C+Moderate
Score Breakdown
ROI & Yield57%
Capital Growth55%
Risk Profile54%
Market Demand52%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$85K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.1%
$962/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
32.5 yr
Rental only

Property details

Year built: 2014
Energy: B
Condition: good

Description

Located in the picturesque Vila do Bispo, this 3-bedroom townhouse offers comfort, convenience, and personality, all within walking distance of local amenities. Key features include: 3 bedrooms spread over three floors, including a spacious master suite with wardrobes and another with beautiful views of the village; M

Income Breakdown

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Nightly Rate (ADR)
$170/night
50% ($78)Brixfox estimate($170/night)200% ($312)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$11,545
Airbnb data$170/night · 38% occupancy
Rental income
$170/night · 38% occ.
$23,464
Running costs (20%)
Utilities, cleaning, maintenance
-$4,693
Income tax (10%)
Indonesian rental income tax
-$6,570
Property tax
Annual property tax
-$656
Net income
3.1% ROI
$11,545

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,783
($2,609–$6,957)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$439,364

Gross yield (asking)

6.3%

True gross yield (all-in)

5.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$1.9M$1.4M$934K$467K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$56K
Total Position
$476K
+38%
6.7%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$122K
Total Position
$632K
+83%
6.2%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$285K
Total Position
$1.0M
+202%
5.7%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$505K
Total Position
$1.6M
+371%
5.3%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Good
$156 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
58 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.3%
$1,030/mo
40% occ.
4.5%
$1,392/mo
38% occ.
4.2%
$1,314/mo
current
48% occ.
5.4%
$1,676/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.