Terraced house in Sagres, Vila do Bispo
Terraced house in Sagres, Vila do Bispo — image 2Terraced house in Sagres, Vila do Bispo — image 3Terraced house in Sagres, Vila do Bispo — image 4Terraced house in Sagres, Vila do Bispo — image 5
Grade Bvillabudget

Terraced house in Sagres, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€390,000

Asking Price (EUR)

1.0%

True Net Yield (Owner, all-in)

0.7%

True Net Yield (Managed, all-in)

1.5%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,372/yr
Average Daily Rate: €139
-28.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 23.7 years
5-yr Capital Value: €512,454
10-yr Capital Value: €623,479
Brixfox Score: 58 / 100
Comparable Properties: 18
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+252.3% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €900/m² × 1040 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€936,000
(€728,000–€1.1M)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

5.2%

True gross yield (all-in)

1.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 1040 m²
Land: 1040 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: In process

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
14.28
Visual Appeal
4.4
Ownership Security
13
Location
9
Land & Space
9.33
Rental Demand
4.01
Payback Speed
1
STR Suitability
3

Description

Discover the hidden potential of this villa to renovate. An unmissable opportunity for investors. Located on a large plot of 1040m2, this 80m2 house offers not only space for remodeling, but also the possibility of expanding its construction. The property is strategically situated close to essential services, providin

Location

📍 37.0172°N, 8.9437°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Verus Praedium →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Sagres, Vila do Bispo

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
1040 m²
Land Plot
1040 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$96K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,228/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.8 yr
Rental only

Property details

Energy: In process
Condition: needs-renovation

Description

Discover the hidden potential of this villa to renovate. An unmissable opportunity for investors. Located on a large plot of 1040m2, this 80m2 house offers not only space for remodeling, but also the possibility of expanding its construction. The property is strategically situated close to essential services, providin

Income Breakdown

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Nightly Rate (ADR)
$203/night
50% ($93)Brixfox estimate($203/night)200% ($374)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$14,740
Airbnb data$203/night · 40% occupancy
Rental income
$203/night · 40% occ.
$29,773
Running costs (20%)
Utilities, cleaning, maintenance
-$5,955
Income tax (10%)
Indonesian rental income tax
-$8,336
Property tax
Annual property tax
-$742
Net income
3.5% ROI
$14,740

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,913
IMT (transfer tax, investment schedule)$20,685
Imposto de Selo (stamp duty)$3,391
Notary & registration$1,359
Legal / due diligence$6,359
Total acquisition costs$31,793
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$1,017,391
($791,304–$1,243,478)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$1,491,413

Gross yield (asking)

7.0%

True gross yield (all-in)

2.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.2M$1.6M$1.1M$549K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$72K
Total Position
$546K
+40%
7.0%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$155K
Total Position
$733K
+88%
6.5%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$364K
Total Position
$1.2M
+213%
5.9%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$645K
Total Position
$1.9M
+390%
5.4%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Good
$187 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
1040 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 1040 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$1,236/mo
40% occ.
4.7%
$1,669/mo
current
40% occ.
4.7%
$1,675/mo
current
50% occ.
6.0%
$2,108/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.