House in Vila do Bispo e Raposeira
House in Vila do Bispo e Raposeira — image 2House in Vila do Bispo e Raposeira — image 3House in Vila do Bispo e Raposeira — image 4House in Vila do Bispo e Raposeira — image 5
Grade Bvillamid-range

House in Vila do Bispo e Raposeira

Sagres/Vila do Bispo · Western Algarve ·

€415,000

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,788/yr
Average Daily Rate: €181
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 12.7 years
5-yr Capital Value: €545,304
10-yr Capital Value: €663,445
Brixfox Score: 64.7 / 100
Comparable Properties: 5
Data Confidence: 52%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€486,725

+17.3% over asking

Asking price€415,000
IMT — Property transfer tax (investment schedule)€21,030
IS — Stamp duty (0.8%)€3,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,225
Total acquisition costs€31,825
Renovation (est. €55/m² × 140 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,700
(€4,200–€11,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€486,725

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 140 m²
Land: 96 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

central fireplacewooden ceiling beamspatterned floor tilesglass block wall

Score Breakdown

ROI
19.89
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
2.45
Rental Demand
6.16
Payback Speed
3
STR Suitability
3

Description

Discover this spectacular townhouse located in the charming village of Vila do Bispo, where history blends harmoniously with tranquility, in an environment enriched by modern conveniences and everyday essentials. With a gross area of 140 square meters, this recently renovated two-storey home, originally built in 2001,

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

House in Vila do Bispo e Raposeira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
140 m²
Land Plot
96 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$102K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.6%
$2,488/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.1 yr
Rental only

Property details

Year built: 2001
Energy: B
Condition: good

Description

Discover this spectacular townhouse located in the charming village of Vila do Bispo, where history blends harmoniously with tranquility, in an environment enriched by modern conveniences and everyday essentials. With a gross area of 140 square meters, this recently renovated two-storey home, originally built in 2001,

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$262/night
50% ($121)Brixfox estimate($262/night)200% ($482)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Yearly income
$29,856
Airbnb data$262/night · 62% occupancy
Rental income
$262/night · 62% occ.
$58,934
Running costs (20%)
Utilities, cleaning, maintenance
-$11,787
Income tax (10%)
Indonesian rental income tax
-$16,501
Property tax
Annual property tax
-$789
Net income
6.6% ROI
$29,856

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$451,087
IMT (transfer tax, investment schedule)$22,859
Imposto de Selo (stamp duty)$3,609
Notary & registration$1,359
Legal / due diligence$6,766
Total acquisition costs$34,592
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,370
($4,565–$12,174)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$526,875

Gross yield (asking)

13.1%

True gross yield (all-in)

11.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.1M$2.3M$1.5M$763K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $415K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$505K
+22%
Rental Income
+$146K
Total Position
$651K
+57%
9.4%/yr
Year 10
Capital Value
$614K
+48%
Rental Income
+$315K
Total Position
$929K
+124%
8.4%/yr
Year 20
Capital Value
$909K
+119%
Rental Income
+$738K
Total Position
$1.6M
+297%
7.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.3M
Total Position
$2.7M
+539%
6.4%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$241 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
96 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $241 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
6.0%
$2,256/mo
52% occ.
7.5%
$2,814/mo
62% occ.
9.0%
$3,372/mo
current
72% occ.
10.5%
$3,930/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.