House in Barão de São Miguel
House in Barão de São Miguel — image 2House in Barão de São Miguel — image 3House in Barão de São Miguel — image 4House in Barão de São Miguel — image 5
Grade B+villabudget

House in Barão de São Miguel

Sagres/Vila do Bispo · Western Algarve ·

€500,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,597/yr
Average Daily Rate: €327
-28.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 8.1 years
5-yr Capital Value: €656,993
10-yr Capital Value: €799,332
Brixfox Score: 71.1 / 100
Comparable Properties: 22
Data Confidence: 72%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€774,680

+54.9% over asking

Asking price€500,000
IMT — Property transfer tax (investment schedule)€27,830
IS — Stamp duty (0.8%)€4,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,500
Total acquisition costs€40,580
Renovation (est. €900/m² × 228 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€205,200
(€159,600–€250,800)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€774,680

Gross yield (asking price)

15.5%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 228 m²
Land: 236 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exterior painttiled kitchen walls

Score Breakdown

ROI
25
Visual Appeal
6
Ownership Security
13
Location
8.4
Land & Space
5.16
Rental Demand
6.5
Payback Speed
4
STR Suitability
3

Description

Discover these stunning townhouses, located in Barão de São Miguel, municipality of Vila do Bispo. With 5 bedrooms and 3 bathrooms divided by the various villas, this property offers a total area of 236.42m2 and a gross area of 228.42m2. This house, although used, is in good condition and with some repairs it is ready

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Zonas Mágicas →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

House in Barão de São Miguel

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
228 m²
Land Plot
236 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 10.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$123K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.6%
$4,779/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.5 yr
Rental only

Property details

Energy: Not indicated
Condition: needs-renovation

Description

Discover these stunning townhouses, located in Barão de São Miguel, municipality of Vila do Bispo. With 5 bedrooms and 3 bathrooms divided by the various villas, this property offers a total area of 236.42m2 and a gross area of 228.42m2. This house, although used, is in good condition and with some repairs it is ready

Income Breakdown

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Nightly Rate (ADR)
$473/night
50% ($217)Brixfox estimate($473/night)200% ($870)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$57,348
Airbnb data$473/night · 65% occupancy
Rental income
$473/night · 65% occ.
$112,113
Running costs (20%)
Utilities, cleaning, maintenance
-$22,423
Income tax (10%)
Indonesian rental income tax
-$31,392
Property tax
Annual property tax
-$951
Net income
10.6% ROI
$57,348

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$543,478
IMT (transfer tax, investment schedule)$30,250
Imposto de Selo (stamp duty)$4,348
Notary & registration$1,359
Legal / due diligence$8,152
Total acquisition costs$44,109
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$223,043
($173,478–$272,609)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$839,870

Gross yield (asking)

20.6%

True gross yield (all-in)

13.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$280K
Total Position
$888K
+78%
12.2%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$605K
Total Position
$1.3M
+169%
10.4%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.4M
Total Position
$2.5M
+403%
8.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.5M
Total Position
$4.1M
+726%
7.3%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.6% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$435 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
236 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.6% — outperforms most villas in this market
Premium nightly rate of $435 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
9.8%
$4,448/mo
55% occ.
12.0%
$5,454/mo
65% occ.
14.3%
$6,461/mo
current
75% occ.
16.5%
$7,467/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.