Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Bvillamid-range

Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€800,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €58,313/yr
Average Daily Rate: €369
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 17.1 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 63.7 / 100
Comparable Properties: 34
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€915,085

+14.4% over asking

Asking price€800,000
IMT — Property transfer tax (investment schedule)€48,000
IS — Stamp duty (0.8%)€6,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,000
Total acquisition costs€67,650
Renovation (est. €55/m² × 277 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,235
(€8,310–€22,160)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€915,085

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 277 m²
Style: portuguese-traditional
Condition: good
Year Built: 2015
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pergolaarched entrance

Score Breakdown

ROI
16.76
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.33
Payback Speed
2
STR Suitability
3

Description

We present this charming 3-bedroom villa, the perfect space for a family, whether for permanent residence or a holiday and/or weekend retreat in the Algarve. With a welcoming layout, the villa is functionally distributed over 2 floors, with 3 spacious bedrooms, 2 of which are en suite, a generous living and dining roo

Location

📍 37.0901°N, 8.1177°W

· Loulé/Vilamoura, Algarve, Portugal

View on Century21 Goldenhouse →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua de Volta da Figueira, 14, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
277 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$246K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$3,526/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.6 yr
Rental only

Property details

Year built: 2015
Energy: C
Condition: good

Description

We present this charming 3-bedroom villa, the perfect space for a family, whether for permanent residence or a holiday and/or weekend retreat in the Algarve. With a welcoming layout, the villa is functionally distributed over 2 floors, with 3 spacious bedrooms, 2 of which are en suite, a generous living and dining roo

Income Breakdown

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Nightly Rate (ADR)
$533/night
50% ($245)Brixfox estimate($533/night)200% ($982)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$42,309
Airbnb data$533/night · 43% occupancy
Rental income
$533/night · 43% occ.
$84,289
Running costs (20%)
Utilities, cleaning, maintenance
-$16,858
Income tax (10%)
Indonesian rental income tax
-$23,601
Property tax
Annual property tax
-$1,522
Net income
4.9% ROI
$42,309

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$869,565
IMT (transfer tax, investment schedule)$52,174
Imposto de Selo (stamp duty)$6,957
Notary & registration$1,359
Legal / due diligence$13,043
Total acquisition costs$73,533
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,560
($9,033–$24,087)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$992,484

Gross yield (asking)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.1M$3.8M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $800K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$973K
+22%
Rental Income
+$207K
Total Position
$1.2M
+47%
8.1%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$446K
Total Position
$1.6M
+104%
7.4%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$1.0M
Total Position
$2.8M
+250%
6.5%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.9M
Total Position
$4.4M
+456%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$491 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $491 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$3,281/mo
40% occ.
6.1%
$4,416/mo
43% occ.
6.6%
$4,790/mo
current
53% occ.
8.2%
$5,926/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.