House in Vila do Bispo e Raposeira, Vila do Bispo
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Grade C+villabudget

House in Vila do Bispo e Raposeira, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€430,000

Asking Price (EUR)

1.4%

True Net Yield (Owner, all-in)

1.0%

True Net Yield (Managed, all-in)

2.2%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €11,963/yr
Average Daily Rate: €88
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 44.9 years
5-yr Capital Value: €565,014
10-yr Capital Value: €687,425
Brixfox Score: 48.5 / 100
Comparable Properties: 6
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€550,670

+28.1% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation (est. €350/m² × 186 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€65,100
(€46,500–€83,700)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€550,670

Gross yield (asking price)

2.8%

True gross yield (all-in)

2.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 186 m²
Land: 121 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue trim exteriortraditional portuguese facade

Score Breakdown

ROI
10.18
Visual Appeal
7.4
Ownership Security
13
Location
8.4
Land & Space
2.8
Rental Demand
3.72
Payback Speed
0
STR Suitability
3

Description

We present this charming three-bedroom villa located in the heart of Vila do Bispo, in the Western Algarve, Costa Vicentina. With a total construction area of 186.50 m² spread over two floors, this home offers an excellent layout and all the amenities. The property comprises a living room, three bedrooms, two bathroom

Location

📍 37.0815°N, 8.9092°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on KW Flash Algarve - Barlavento →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

House in Vila do Bispo e Raposeira, Vila do Bispo

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
186 m²
Land Plot
121 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score49
GradeC+
Brixfox Intelligence
49C+Moderate
Score Breakdown
ROI & Yield54%
Capital Growth51%
Risk Profile52%
Market Demand49%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$106K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.7%
$681/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
57.2 yr
Rental only

Property details

Energy: Not indicated
Condition: fair

Description

We present this charming three-bedroom villa located in the heart of Vila do Bispo, in the Western Algarve, Costa Vicentina. With a total construction area of 186.50 m² spread over two floors, this home offers an excellent layout and all the amenities. The property comprises a living room, three bedrooms, two bathroom

Income Breakdown

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Nightly Rate (ADR)
$127/night
50% ($59)Brixfox estimate($127/night)200% ($234)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$8,177
Airbnb data$127/night · 37% occupancy
Rental income
$127/night · 37% occ.
$17,299
Running costs (20%)
Utilities, cleaning, maintenance
-$3,460
Income tax (10%)
Indonesian rental income tax
-$4,844
Property tax
Annual property tax
-$818
Net income
1.7% ROI
$8,177

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$467,391
IMT (transfer tax, investment schedule)$24,163
Imposto de Selo (stamp duty)$3,739
Notary & registration$1,359
Legal / due diligence$7,011
Total acquisition costs$36,272
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$70,761
($50,543–$90,978)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$596,380

Gross yield (asking)

3.7%

True gross yield (all-in)

2.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.0M$1.5M$1.0M$504K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$40K
Total Position
$563K
+31%
5.5%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$86K
Total Position
$723K
+68%
5.3%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$202K
Total Position
$1.1M
+166%
5.0%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$358K
Total Position
$1.8M
+308%
4.8%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.7% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Average
$117 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
121 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.9%
$745/mo
40% occ.
2.6%
$1,016/mo
37% occ.
2.4%
$941/mo
current
47% occ.
3.1%
$1,212/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.