Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo
Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo — image 2Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo — image 3Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo — image 4Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo — image 5
Grade B+villamid-range

Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€945,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,799/yr
Average Daily Rate: €345
Payback Period: 16.4 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 71 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.4% over asking

Asking price€945,000
IMT — Property transfer tax (investment schedule)€56,700
IS — Stamp duty (0.8%)€7,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,175
Total acquisition costs€79,685
Renovation (est. €55/m² × 434 m²)
Light touch-ups — paint, fixtures, deep clean.		€23,870
(€13,020–€34,720)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 6
Building: 434 m²
Land: 1221 m²
Style: portuguese-traditional
Condition: good
Year Built: 2006
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor dining area with hanging plantstraditional yellow trim on exteriorbalcony with white balustrade

Score Breakdown

ROI
17.13
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
11.75
Rental Demand
5.7
Payback Speed
2
STR Suitability
3

Description

This property is your great chance if you are hunting for an excellent investment opportunity in the Algarve that combines lifestyle and business. The estate extends on 2 levels. On the ground floor sits the Restaurant with beautiful outdoor space, and on the second the living areas. LOCATION: We are here close to the

Location

📍 37.0662°N, 8.8764°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on LiveAlgarve Realty →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house, Em1257-1, Vila do Bispo e Raposeira, Vila do Bispo

Inventory
3 Beds
Bathrooms
6 Baths
Built Area
434 m²
Land Plot
1221 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$233K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$4,348/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.7 yr
Rental only

Property details

Year built: 2006
Energy: B-
Condition: good

Description

This property is your great chance if you are hunting for an excellent investment opportunity in the Algarve that combines lifestyle and business. The estate extends on 2 levels. On the ground floor sits the Restaurant with beautiful outdoor space, and on the second the living areas. LOCATION: We are here close to the

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$499/night
50% ($230)Brixfox estimate($499/night)200% ($918)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$52,174
Airbnb data$499/night · 57% occupancy
Rental income
$499/night · 57% occ.
$103,791
Running costs (20%)
Utilities, cleaning, maintenance
-$20,758
Income tax (10%)
Indonesian rental income tax
-$29,062
Property tax
Annual property tax
-$1,798
Net income
5.1% ROI
$52,174

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,027,174
IMT (transfer tax, investment schedule)$61,630
Imposto de Selo (stamp duty)$8,217
Notary & registration$1,359
Legal / due diligence$15,408
Total acquisition costs$86,614
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$25,946
($14,152–$37,739)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,172,560

Gross yield (asking)

10.1%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$6.2M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $945K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$255K
Total Position
$1.4M
+49%
8.2%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$550K
Total Position
$1.9M
+106%
7.5%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.3M
Total Position
$3.4M
+256%
6.5%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.3M
Total Position
$5.3M
+466%
5.9%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$459 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1221 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $459 — positioned in the top tier
Generous 1221 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.4%
$3,779/mo
47% occ.
5.7%
$4,842/mo
57% occ.
6.9%
$5,905/mo
current
67% occ.
8.1%
$6,967/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.