Terraced house in Sagres, Vila do Bispo
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Grade Bvillamid-range

Terraced house in Sagres, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€630,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,188/yr
Average Daily Rate: €162
Payback Period: 23.8 years
5-yr Capital Value: €827,811
10-yr Capital Value: €1.0M
Brixfox Score: 59.6 / 100
Comparable Properties: 15
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€716,170

+13.7% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€716,170

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 213 m²
Land: 178 m²
Style: modern
Condition: excellent
Year Built: 2026
Energy Certificate: A
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorsmultiple outdoor patio areasflat roof architecture

Score Breakdown

ROI
14.24
Visual Appeal
10
Ownership Security
13
Location
9
Land & Space
3.96
Rental Demand
5.44
Payback Speed
1
STR Suitability
3

Description

Within walking distance of the stunning Tonel Beach in Sagres, in one of the Algarve's most sought-after areas for surf, fishing, and water sports enthusiasts, an exclusive development of 7 contemporary villas is emerging, currently in the final stages of construction. A unique opportunity that still allows, in some un

Location

📍 37.0102°N, 8.9448°W

· Sagres/Vila do Bispo, Algarve, Portugal

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Sagres/Vila do Bispo / Western Algarve

Terraced house in Sagres, Vila do Bispo

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
213 m²
Land Plot
178 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$155K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$1,969/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.0 yr
Rental only

Property details

Year built: 2026
Energy: A
Condition: excellent

Description

Within walking distance of the stunning Tonel Beach in Sagres, in one of the Algarve's most sought-after areas for surf, fishing, and water sports enthusiasts, an exclusive development of 7 contemporary villas is emerging, currently in the final stages of construction. A unique opportunity that still allows, in some un

Income Breakdown

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Nightly Rate (ADR)
$241/night
50% ($111)Brixfox estimate($241/night)200% ($443)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$23,624
Airbnb data$241/night · 54% occupancy
Rental income
$241/night · 54% occ.
$47,736
Running costs (20%)
Utilities, cleaning, maintenance
-$9,547
Income tax (10%)
Indonesian rental income tax
-$13,366
Property tax
Annual property tax
-$1,198
Net income
3.4% ROI
$23,624

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$684,783
IMT (transfer tax, investment schedule)$41,554
Imposto de Selo (stamp duty)$5,478
Notary & registration$1,359
Legal / due diligence$10,272
Total acquisition costs$58,663
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$776,272

Gross yield (asking)

7.0%

True gross yield (all-in)

6.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.5M$2.7M$1.8M$885K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$115K
Total Position
$882K
+40%
7.0%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$249K
Total Position
$1.2M
+88%
6.5%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$584K
Total Position
$2.0M
+212%
5.9%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.0M
Total Position
$3.1M
+388%
5.4%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$221 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
178 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $221 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
2.9%
$1,660/mo
44% occ.
3.8%
$2,172/mo
54% occ.
4.7%
$2,685/mo
current
64% occ.
5.6%
$3,197/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.