Terraced house in
Terraced house in — image 2Terraced house in — image 3Terraced house in — image 4Terraced house in — image 5
Grade B+villamid-range

Terraced house in

Sagres/Vila do Bispo · Western Algarve ·

€465,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,225/yr
Average Daily Rate: €226
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 17.0 years
5-yr Capital Value: €611,003
10-yr Capital Value: €743,379
Brixfox Score: 66.1 / 100
Comparable Properties: 18
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€531,325

+14.3% over asking

Asking price€465,000
IMT — Property transfer tax (investment schedule)€25,030
IS — Stamp duty (0.8%)€3,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,975
Total acquisition costs€36,975
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€531,325

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 123 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2009
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracespiral staircasetraditional tiled roofscommunal pool area

Score Breakdown

ROI
16.84
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
4.46
Rental Demand
4.15
Payback Speed
2
STR Suitability
3

Description

Set within the sought-after The View development in Salema, this spacious 2-bedroom townhouse offers the perfect blend of coastal lifestyle, comfort, and investment potential just a short walk from one of the Algarve's most picturesque beaches. With a generous 123 m² of living space, the property is designed for relax

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Laws Property Portugal →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
123 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$114K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$2,069/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.4 yr
Rental only

Property details

Year built: 2009
Energy: C
Condition: excellent

Description

Set within the sought-after The View development in Salema, this spacious 2-bedroom townhouse offers the perfect blend of coastal lifestyle, comfort, and investment potential just a short walk from one of the Algarve's most picturesque beaches. With a generous 123 m² of living space, the property is designed for relax

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$326/night
50% ($150)Brixfox estimate($326/night)200% ($600)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$24,832
Airbnb data$326/night · 42% occupancy
Rental income
$326/night · 42% occ.
$49,455
Running costs (20%)
Utilities, cleaning, maintenance
-$9,891
Income tax (10%)
Indonesian rental income tax
-$13,848
Property tax
Annual property tax
-$885
Net income
4.9% ROI
$24,832

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$505,435
IMT (transfer tax, investment schedule)$27,207
Imposto de Selo (stamp duty)$4,043
Notary & registration$1,359
Legal / due diligence$7,582
Total acquisition costs$40,190
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$575,353

Gross yield (asking)

9.8%

True gross yield (all-in)

8.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.0M$2.2M$1.5M$746K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $465K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$566K
+22%
Rental Income
+$121K
Total Position
$687K
+48%
8.1%/yr
Year 10
Capital Value
$688K
+48%
Rental Income
+$262K
Total Position
$950K
+104%
7.4%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$614K
Total Position
$1.6M
+251%
6.5%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.1M
Total Position
$2.6M
+458%
5.9%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$300 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $300 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.8%
$2,011/mo
40% occ.
6.4%
$2,705/mo
42% occ.
6.7%
$2,811/mo
current
52% occ.
8.3%
$3,506/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.