Detached house in Rua das Cercas, Sagres
Detached house in Rua das Cercas, Sagres — image 2Detached house in Rua das Cercas, Sagres — image 3Detached house in Rua das Cercas, Sagres — image 4Detached house in Rua das Cercas, Sagres — image 5
Grade Bvillabudget

Detached house in Rua das Cercas, Sagres

Sagres/Vila do Bispo · Western Algarve ·

€950,000

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.9%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,964/yr
Average Daily Rate: €194
-12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 35.0 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 61.1 / 100
Comparable Properties: 14
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+21.3% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation (est. €350/m² × 275 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€96,250
(€68,750–€123,750)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

3.6%

True gross yield (all-in)

2.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 275 m²
Land: 1401 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: Not indicated
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.07
Visual Appeal
8.2
Ownership Security
13
Location
9
Land & Space
12
Rental Demand
4.81
Payback Speed
0
STR Suitability
3

Description

3-bedroom, 1-bedroom houses with garage in Sagres.

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on KW Flash Algarve - Barlavento →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Rua das Cercas, Sagres

Inventory
4 Beds
Bathrooms
1 Baths
Built Area
275 m²
Land Plot
1401 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$234K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$1,976/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
43.6 yr
Rental only

Property details

Energy: Not indicated
Condition: fair

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$280/night
50% ($129)Brixfox estimate($280/night)200% ($515)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$23,710
Airbnb data$280/night · 48% occupancy
Rental income
$280/night · 48% occ.
$49,072
Running costs (20%)
Utilities, cleaning, maintenance
-$9,814
Income tax (10%)
Indonesian rental income tax
-$13,740
Property tax
Annual property tax
-$1,807
Net income
2.3% ROI
$23,710

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$104,620
($74,728–$134,511)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$1,249,891

Gross yield (asking)

4.8%

True gross yield (all-in)

3.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$4.7M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$116K
Total Position
$1.3M
+34%
6.0%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$250K
Total Position
$1.7M
+74%
5.7%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$586K
Total Position
$2.7M
+181%
5.3%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$1.0M
Total Position
$4.1M
+334%
5.0%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$257 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
1401 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $257 — positioned in the top tier
Generous 1401 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.9%
$1,636/mo
40% occ.
2.6%
$2,232/mo
48% occ.
3.2%
$2,712/mo
current
58% occ.
3.8%
$3,308/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.