Terraced house in Sagres, Vila do Bispo
Terraced house in Sagres, Vila do Bispo — image 2Terraced house in Sagres, Vila do Bispo — image 3Terraced house in Sagres, Vila do Bispo — image 4Terraced house in Sagres, Vila do Bispo — image 5
Grade B+villamid-range

Terraced house in Sagres, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€599,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,584/yr
Average Daily Rate: €245
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 15.7 years
5-yr Capital Value: €787,077
10-yr Capital Value: €957,600
Brixfox Score: 67.2 / 100
Comparable Properties: 11
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€681,977

+13.9% over asking

Asking price€599,000
IMT — Property transfer tax (investment schedule)€35,750
IS — Stamp duty (0.8%)€4,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,985
Total acquisition costs€50,777
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€681,977

Gross yield (asking price)

7.9%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 133 m²
Style: contemporary
Condition: excellent
Year Built: 2012
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floating staircase with glass railingintegrated kitchen appliancesprivate garden access

Score Breakdown

ROI
17.56
Visual Appeal
11.6
Ownership Security
13
Location
9
Land & Space
4.66
Rental Demand
5.33
Payback Speed
3
STR Suitability
3

Description

Villa located in the historic and picturesque village of Sagres (Algarve), in a gated community with swimming pool and parking and with a local accommodation license (AL). This property of contemporary architecture is located in one of the quietest and most peaceful areas of the Algarve. On the ground floor is the l

Location

📍 37.0134°N, 8.9371°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Casas&Properties →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Sagres, Vila do Bispo

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
133 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$147K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$2,886/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.8 yr
Rental only

Property details

Year built: 2012
Energy: C
Condition: excellent

Description

Villa located in the historic and picturesque village of Sagres (Algarve), in a gated community with swimming pool and parking and with a local accommodation license (AL). This property of contemporary architecture is located in one of the quietest and most peaceful areas of the Algarve. On the ground floor is the l

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$354/night
50% ($163)Brixfox estimate($354/night)200% ($651)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$34,638
Airbnb data$354/night · 53% occupancy
Rental income
$354/night · 53% occ.
$68,802
Running costs (20%)
Utilities, cleaning, maintenance
-$13,760
Income tax (10%)
Indonesian rental income tax
-$19,265
Property tax
Annual property tax
-$1,139
Net income
5.3% ROI
$34,638

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$651,087
IMT (transfer tax, investment schedule)$38,859
Imposto de Selo (stamp duty)$5,209
Notary & registration$1,359
Legal / due diligence$9,766
Total acquisition costs$55,192
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$739,105

Gross yield (asking)

10.6%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$4.0M$3.0M$2.0M$994K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $599K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$169K
Total Position
$898K
+50%
8.4%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$365K
Total Position
$1.3M
+109%
7.7%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$856K
Total Position
$2.2M
+262%
6.6%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.5M
Total Position
$3.5M
+477%
6.0%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$325 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $325 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.4%
$2,413/mo
43% occ.
5.8%
$3,166/mo
53% occ.
7.2%
$3,919/mo
current
63% occ.
8.6%
$4,672/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.