Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens
Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens — image 2Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens — image 3Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens — image 4Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens — image 5
Grade B+villamid-range

Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve ·

€350,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,683/yr
Average Daily Rate: €219
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 13.3 years
5-yr Capital Value: €459,895
10-yr Capital Value: €559,532
Brixfox Score: 69.3 / 100
Comparable Properties: 18
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€410,530

+17.3% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €55/m² × 110 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,050
(€3,300–€8,800)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€410,530

Gross yield (asking price)

9.3%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 110 m²
Land: 200 m²
Style: portuguese-traditional
Condition: good
Year Built: 2000
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturecobblestone pathwayscommunal pool areapanoramic views

Score Breakdown

ROI
19.35
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
5.62
Rental Demand
4.09
Payback Speed
3
STR Suitability
3

Description

Attractive 2-bedroom semi-detached townhouse located in the prestigious Quinta do Montinho, at Golfe Santo António, benefiting from a private garden, access to a communal swimming pool, and excellent natural light. The property features an entrance hall leading to a guest WC and a practical storage cupboard. The full

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Sunpoint Properties →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Rua Portela do Mato, 1, Golfe Santo António, Budens

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
110 m²
Land Plot
200 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$86K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$2,002/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.8 yr
Rental only

Property details

Year built: 2000
Energy: C
Condition: good

Description

Attractive 2-bedroom semi-detached townhouse located in the prestigious Quinta do Montinho, at Golfe Santo António, benefiting from a private garden, access to a communal swimming pool, and excellent natural light. The property features an entrance hall leading to a guest WC and a practical storage cupboard. The full

Income Breakdown

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Nightly Rate (ADR)
$318/night
50% ($146)Brixfox estimate($318/night)200% ($585)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$24,027
Airbnb data$318/night · 41% occupancy
Rental income
$318/night · 41% occ.
$47,486
Running costs (20%)
Utilities, cleaning, maintenance
-$9,497
Income tax (10%)
Indonesian rental income tax
-$13,296
Property tax
Annual property tax
-$666
Net income
6.3% ROI
$24,027

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$380,435
IMT (transfer tax, investment schedule)$17,207
Imposto de Selo (stamp duty)$3,043
Notary & registration$1,359
Legal / due diligence$5,707
Total acquisition costs$27,315
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,576
($3,587–$9,565)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$444,054

Gross yield (asking)

12.5%

True gross yield (all-in)

10.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.5M$1.9M$1.3M$629K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$117K
Total Position
$543K
+55%
9.2%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$253K
Total Position
$771K
+120%
8.2%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$594K
Total Position
$1.4M
+289%
7.0%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.1M
Total Position
$2.2M
+525%
6.3%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$293 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $293 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.2%
$1,976/mo
40% occ.
8.4%
$2,653/mo
current
41% occ.
8.6%
$2,715/mo
current
51% occ.
10.7%
$3,392/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.