Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz
Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz — image 2Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz — image 3Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz — image 4Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz — image 5
Grade B+villamid-range

Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz

Lagos · Western Algarve ·

€675,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €62,847/yr
Average Daily Rate: €318
Payback Period: 13.3 years
5-yr Capital Value: €886,940
10-yr Capital Value: €1.1M
Brixfox Score: 69 / 100
Comparable Properties: 11
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€782,255

+15.9% over asking

Asking price€675,000
IMT — Property transfer tax (investment schedule)€40,500
IS — Stamp duty (0.8%)€5,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,125
Total acquisition costs€57,275
Renovation (est. €55/m² × 226 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,430
(€6,780–€18,080)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€782,255

Gross yield (asking price)

9.3%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 226 m²
Style: portuguese-traditional
Condition: good
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-view-balconytraditional-portuguese-architecture-elements

Score Breakdown

ROI
19.33
Visual Appeal
9
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
5.42
Payback Speed
3
STR Suitability
3

Description

4-Bedroom House with Sea View, Shared Pool, Garden & Garage – 3 Floors, 5 Minutes from the Beach Discover this beautiful 4-bedroom house spread over three floors, offering stunning sea views and an exceptional living environment in a quiet and sought-after area, just a 5-minute walk from the beach. The property featu

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house in Rua Aníbal Lúcio de Azevedo, 65 a, Praia da Luz, Luz

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
226 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$186K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$3,861/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.8 yr
Rental only

Property details

Condition: good

Description

4-Bedroom House with Sea View, Shared Pool, Garden & Garage – 3 Floors, 5 Minutes from the Beach Discover this beautiful 4-bedroom house spread over three floors, offering stunning sea views and an exceptional living environment in a quiet and sought-after area, just a 5-minute walk from the beach. The property featu

Income Breakdown

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Nightly Rate (ADR)
$463/night
50% ($213)Brixfox estimate($463/night)200% ($851)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$46,331
Airbnb data$463/night · 54% occupancy
Rental income
$463/night · 54% occ.
$91,567
Running costs (20%)
Utilities, cleaning, maintenance
-$18,313
Income tax (10%)
Indonesian rental income tax
-$25,639
Property tax
Annual property tax
-$1,284
Net income
6.3% ROI
$46,331

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$733,696
IMT (transfer tax, investment schedule)$44,022
Imposto de Selo (stamp duty)$5,870
Notary & registration$1,359
Legal / due diligence$11,005
Total acquisition costs$62,255
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,511
($7,370–$19,652)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$848,103

Gross yield (asking)

12.5%

True gross yield (all-in)

10.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $675K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$821K
+22%
Rental Income
+$226K
Total Position
$1.0M
+55%
9.2%/yr
Year 10
Capital Value
$999K
+48%
Rental Income
+$489K
Total Position
$1.5M
+120%
8.2%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.1M
Total Position
$2.6M
+289%
7.0%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.0M
Total Position
$4.2M
+525%
6.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$426 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $426 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
5.3%
$3,264/mo
44% occ.
6.9%
$4,249/mo
54% occ.
8.6%
$5,234/mo
current
64% occ.
10.2%
$6,219/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.