House in Centro, Lagos Cidade, Lagos
House in Centro, Lagos Cidade, Lagos — image 2House in Centro, Lagos Cidade, Lagos — image 3House in Centro, Lagos Cidade, Lagos — image 4House in Centro, Lagos Cidade, Lagos — image 5
Grade Avillaluxury

House in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€3.0M

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €202,476/yr
Average Daily Rate: €833
Payback Period: 16.4 years
5-yr Capital Value: €3.9M
10-yr Capital Value: €4.8M
Brixfox Score: 75.1 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.4M

+12.2% over asking

Asking price€3.0M
IMT — Property transfer tax (investment schedule)€224,250
IS — Stamp duty (0.8%)€23,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€44,850
Total acquisition costs€294,270
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€3.4M

Gross yield (asking price)

6.8%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 7
Building: 560 m²
Land: 1681 m²
Style: contemporary
Condition: new-build
Year Built: 2025
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolmultiple outdoor living areasglass balcony railingsintegrated outdoor lightingmodern interior design

Score Breakdown

ROI
17.19
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
7.47
Payback Speed
2
STR Suitability
3

Description

This luxurious villa combines luxury, comfort, and modern amenities in a prime location near Lagos, making it an exceptional choice for buyers seeking a high-end residence in the Algarve. Located just a 10-minute drive from Lagos historic centre, offering proximity to various amenities, the Boa Vista Golf course. The p

Location

📍 37.1028°N, 8.6742°W

· Lagos, Algarve, Portugal

View on AS–Immobilien / Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Centro, Lagos Cidade, Lagos

Inventory
5 Beds
Bathrooms
7 Baths
Built Area
560 m²
Land Plot
1681 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$826K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$13,841/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.6 yr
Rental only

Property details

Year built: 2025
Energy: B
Condition: new-build

Description

This luxurious villa combines luxury, comfort, and modern amenities in a prime location near Lagos, making it an exceptional choice for buyers seeking a high-end residence in the Algarve. Located just a 10-minute drive from Lagos historic centre, offering proximity to various amenities, the Boa Vista Golf course. The p

Income Breakdown

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Nightly Rate (ADR)
$1,212/night
50% ($557)Brixfox estimate($1,212/night)200% ($2230)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$166,091
Airbnb data$1,212/night · 75% occupancy
Rental income
$1,212/night · 75% occ.
$330,342
Running costs (20%)
Utilities, cleaning, maintenance
-$66,068
Income tax (10%)
Indonesian rental income tax
-$92,496
Property tax
Annual property tax
-$5,687
Net income
5.1% ROI
$166,091

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,250,000
IMT (transfer tax, investment schedule)$243,750
Imposto de Selo (stamp duty)$26,000
Notary & registration$1,359
Legal / due diligence$48,750
Total acquisition costs$319,859
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$3,644,859

Gross yield (asking)

10.2%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$19.5M$14.6M$9.8M$4.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.0M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.6M
+22%
Rental Income
+$811K
Total Position
$4.4M
+49%
8.3%/yr
Year 10
Capital Value
$4.4M
+48%
Rental Income
+$1.8M
Total Position
$6.2M
+107%
7.5%/yr
Year 20
Capital Value
$6.6M
+119%
Rental Income
+$4.1M
Total Position
$10.7M
+256%
6.6%/yr
Year 30
Capital Value
$9.7M
+224%
Rental Income
+$7.3M
Total Position
$17.0M
+467%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Good
75% average occupancy
Nightly Rate
Strong
$1115 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1681 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1115 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1681 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
5.0%
$13,635/mo
65% occ.
6.0%
$16,216/mo
75% occ.
6.9%
$18,796/mo
current
85% occ.
7.9%
$21,376/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.