Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos
Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos — image 2Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos — image 3Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos — image 4Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos — image 5
Grade B+villamid-range

Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€390,000

Asking Price (EUR)

12.7%

True Net Yield (Owner, all-in)

8.8%

True Net Yield (Managed, all-in)

19.5%

True Gross Yield

31%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €90,134/yr
Average Daily Rate: €799
Payback Period: 5.3 years
5-yr Capital Value: €512,454
10-yr Capital Value: €623,479
Brixfox Score: 73.1 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€462,300

+18.5% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €55/m² × 100 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,500
(€3,000–€8,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€462,300

Gross yield (asking price)

23.1%

True gross yield (all-in)

19.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 100 m²
Land: 122 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

pergolaoutdoor dining areabuilt-in BBQhammock

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.58
Rental Demand
3.09
Payback Speed
5
STR Suitability
3

Description

Two-story house located in the 30 de Junho Urbanization, in Lagos, situated in a quiet residential area with good access. On the ground floor, there is a large open-plan social area, comprising a kitchen with a pantry, a living room with a wood-burning stove, and a dining area, creating a cozy and functional environme

Location

📍 37.1296°N, 8.6712°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

Terraced house, Urbanização 30 Junho, Chinicato - Sargaçal, Lagos

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
100 m²
Land Plot
122 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 16.1% net return annually.

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The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+21.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$108K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.1%
$5,687/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.2 yr
Rental only

Property details

Energy: D
Condition: good

Description

Two-story house located in the 30 de Junho Urbanization, in Lagos, situated in a quiet residential area with good access. On the ground floor, there is a large open-plan social area, comprising a kitchen with a pantry, a living room with a wood-burning stove, and a dining area, creating a cozy and functional environme

Income Breakdown

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Nightly Rate (ADR)
$1,176/night
50% ($541)Brixfox estimate($1,176/night)200% ($2164)
Occupancy
31%
10%Brixfox estimate(31%)100%

Short-Term Rental

Yearly income
$68,241
Airbnb data$1,176/night · 31% occupancy
Rental income
$1,176/night · 31% occ.
$132,660
Running costs (20%)
Utilities, cleaning, maintenance
-$26,532
Income tax (10%)
Indonesian rental income tax
-$37,145
Property tax
Annual property tax
-$742
Net income
16.1% ROI
$68,241

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,913
IMT (transfer tax, investment schedule)$20,685
Imposto de Selo (stamp duty)$3,391
Notary & registration$1,359
Legal / due diligence$6,359
Total acquisition costs$31,793
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,978
($3,261–$8,696)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$500,326

Gross yield (asking)

31.3%

True gross yield (all-in)

26.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.9M$3.7M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$333K
Total Position
$808K
+107%
15.7%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$720K
Total Position
$1.3M
+233%
12.8%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$1.7M
Total Position
$2.5M
+552%
9.8%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$3.0M
Total Position
$4.3M
+990%
8.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.1% annual return
Occupancy
Weak
31% average occupancy
Nightly Rate
Strong
$1082 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
122 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.1% — outperforms most villas in this market
Premium nightly rate of $1082 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 31% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
21.1%
$7,451/mo
current
40% occ.
28.2%
$9,956/mo
31% occ.
21.7%
$7,677/mo
current
41% occ.
28.8%
$10,181/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.