Semi-detached house in Torralta, Lagos Cidade, Lagos
Semi-detached house in Torralta, Lagos Cidade, Lagos — image 2Semi-detached house in Torralta, Lagos Cidade, Lagos — image 3Semi-detached house in Torralta, Lagos Cidade, Lagos — image 4Semi-detached house in Torralta, Lagos Cidade, Lagos — image 5
Grade Bvillaluxury

Semi-detached house in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€2.5M

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.9%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €81,136/yr
Average Daily Rate: €405
Payback Period: 37.5 years
5-yr Capital Value: €3.2M
10-yr Capital Value: €3.9M
Brixfox Score: 63.6 / 100
Comparable Properties: 12
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.8M

+12.4% over asking

Asking price€2.5M
IMT — Property transfer tax (investment schedule)€183,750
IS — Stamp duty (0.8%)€19,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,750
Total acquisition costs€241,350
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.8M

Gross yield (asking price)

3.3%

True gross yield (all-in)

2.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 300 m²
Land: 642 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

clean lineslarge glass windowsprivate terracesintegrated outdoor living spaces

Score Breakdown

ROI
10.8
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
10.85
Rental Demand
5.49
Payback Speed
0
STR Suitability
3

Description

Off Plan - Contemporary 4 bedroom villa with stunning sea views, 500m from the beach, Lagos • Completion Summer 2025 • Construction Area 300 sqm • Plot 642sqm • 4 bedrooms, 4 bathrooms • Swimming pool • Elevator • Distance to the beach 500 m Designed by renowned Portuguese architect Mário Martins, this contemporary v

Location

📍 37.0910°N, 8.6757°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

Semi-detached house in Torralta, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
300 m²
Land Plot
642 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.1% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$677K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.1%
$4,731/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
46.9 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Off Plan - Contemporary 4 bedroom villa with stunning sea views, 500m from the beach, Lagos • Completion Summer 2025 • Construction Area 300 sqm • Plot 642sqm • 4 bedrooms, 4 bathrooms • Swimming pool • Elevator • Distance to the beach 500 m Designed by renowned Portuguese architect Mário Martins, this contemporary v

Income Breakdown

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Nightly Rate (ADR)
$589/night
50% ($271)Brixfox estimate($589/night)200% ($1085)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$56,767
Airbnb data$589/night · 55% occupancy
Rental income
$589/night · 55% occ.
$118,129
Running costs (20%)
Utilities, cleaning, maintenance
-$23,626
Income tax (10%)
Indonesian rental income tax
-$33,076
Property tax
Annual property tax
-$4,660
Net income
2.1% ROI
$56,767

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,663,043
IMT (transfer tax, investment schedule)$199,728
Imposto de Selo (stamp duty)$21,304
Notary & registration$1,359
Legal / due diligence$39,946
Total acquisition costs$262,337
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,990,761

Gross yield (asking)

4.4%

True gross yield (all-in)

3.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$12.0M$9.0M$6.0M$3.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 30: rental income alone has repaid the full purchase price.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.0M
+22%
Rental Income
+$277K
Total Position
$3.3M
+33%
5.9%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$599K
Total Position
$4.2M
+72%
5.6%/yr
Year 20
Capital Value
$5.4M
+119%
Rental Income
+$1.4M
Total Position
$6.8M
+176%
5.2%/yr
Year 30
Capital Value
$7.9M
+224%
Rental Income
+$2.5M
Total Position
$10.4M
+326%
4.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.1% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$542 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
642 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $542 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 642 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.1% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
1.8%
$3,993/mo
45% occ.
2.4%
$5,248/mo
55% occ.
2.9%
$6,502/mo
current
65% occ.
3.5%
$7,757/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.